Is Charlotte, NC cheaper than Farmington, UT?

Based on cost of living data, Charlotte, NC is 10.5% more expensive than Farmington, UT. This translates to spending an extra $785 per month.

What salary do I need in Charlotte, NC to live like I do in Farmington, UT?

If you earn $150,000 in Farmington, UT, you'd need approximately $159,414.861 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Farmington, UT and Charlotte, NC?

Housing in Charlotte, NC is 10.8% more expensive than in Farmington, UT. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $1,268/month in Farmington, UT.

How much can I save per month by moving from Farmington, UT to Charlotte, NC?

Living in Charlotte, NC costs approximately $785 more per month than Farmington, UT, or $9415 more per year, based on a $150,000 salary.

Farmington, UT vs Charlotte, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Farmington, UT — ZIP-level rent data · COL adjusted from Boise, ID area

Current salary in Farmington, UT

Numbers update automatically as you type

You'd spend $785/month more in Charlotte, NC

$150.0K in your current city equals $159.4K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Salt Lake City, UT area

Overall Cost

↑ 10.5%

More expensive

Monthly Impact

$785

Extra cost

Annual Impact

$9.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Farmington, UT

Population:26K

Cost Index:100

Median Home:$676K

Charlotte, NC

Population:875K

Cost Index:110

Median Home:$399K

Farmington, UT

The Beehive State

26K

Population

State Tax

Yes

Located in Utah, this city has a population of 26K residents.

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Farmington, UT vs Charlotte, NC

Category	Farmington, UT	Charlotte, NC	Difference	Change
🏠Housing	$2,228/mo	$2,469/mo	↑ $241more	10.8%
📦Other	$1,470/mo	$1,707/mo	↑ $237more	16.2%
🚗Transportation	$1,098/mo	$1,202/mo	↑ $104more	9.5%
🛒Groceries	$891/mo	$989/mo	↑ $97.95more	11.0%
⚡All Utilities	$443/mo	$519/mo	↑ $76.46more	17.3%
🏥Healthcare	$586/mo	$638/mo	↑ $51.68more	8.8%

🏠Housing

↑ 10.8%

Farmington, UT

$2,228

Charlotte, NC

$2,469

Difference

$241

📦Other

↑ 16.2%

Farmington, UT

$1,470

Charlotte, NC

$1,707

Difference

$237

🚗Transportation

↑ 9.5%

Farmington, UT

$1,098

Charlotte, NC

$1,202

Difference

$104

🛒Groceries

↑ 11.0%

Farmington, UT

$891

Charlotte, NC

$989

Difference

$97.95

⚡All Utilities

↑ 17.3%

Farmington, UT

$443

Charlotte, NC

$519

Difference

$76.46

🏥Healthcare

↑ 8.8%

Farmington, UT

$586

Charlotte, NC

$638

Difference

$51.68

🏠Rent Comparison

Studio

From$951

To$1,630

↑ $679

1 Bed

From$1,007

To$1,710

↑ $703

2 Bed

From$1,268

To$1,870

↑ $602

3 Bed

From$1,697

To$2,300

↑ $603

Farmington, UTZIP-level data

1BR range: $1,430–$1,430/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,716

Monthly in Farmington, UT

$7,525

Monthly in Charlotte, NC

$809

Difference

Home Values

Farmington

Charlotte

$676K

Median Value

$399K

↑ +4.1%

YoY Change

↓ -1.1%

↑ +41.9%

5-Year Change

↑ +40.8%

$676K

Price Range

$293K - $1.57M

Homes in Charlotte are 41% less expensive than Farmington

Calculate payment - Farmington Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $150

Per year

Monthly Difference

$12.50

More take-home

Effective Rate Diff

0.1%

Rate difference

Farmington, UT

Federal Income Tax

Effective: 18.9%

$25.5K

Utah State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Farmington, UT Tax Rates

Sales Tax:7.4%

Property Tax:0.6%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Farmington

Charlotte

44 Good

Air Quality

51 Moderate

62.8%

Good Air Days

46.2%

88 Moderate

Climate Risk

97 High

🔥💨

Top Hazards

🌊🌪💨

▲+3.3°F

2050 Outlook

▲+2.9°F

49 days

Heat Days >95°F

36 days

▲+3.3°F

2050 Outlook

▲+2.9°F

49 days

Heat Days >95°F

36 days

💰 See how taxes change too — compare take-home pay between Utah and North Carolina on TaxTakeHome.com

Where your money goes further

Cities cheaper than Farmington, UT on a $150.0K salary

Similar cost to Charlotte, NC

Other cities in a similar price range

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Want to compare different cities?

New Comparison

You'd spend $785/month more in Charlotte, NC

Farmington, UT

Charlotte, NC

Farmington, UT

Charlotte, NC

Notable Facts

Major Industries

Cost Breakdown by Category

🏠Rent Comparison

📍 Rent by ZIP Code25 ZIPs

Home Values

🏠 Home Values by ZIP24 ZIPs

Tax Comparison

Farmington, UT

Charlotte, NC

Additional Tax Information

Farmington, UT Tax Rates

Charlotte, NC Tax Rates

Environment

Where your money goes further

Similar cost to Charlotte, NC