Is Phoenix, AZ cheaper than Farmington, UT?

Based on cost of living data, Phoenix, AZ is 17.5% more expensive than Farmington, UT. This translates to spending an extra $1314 per month.

What salary do I need in Phoenix, AZ to live like I do in Farmington, UT?

If you earn $150,000 in Farmington, UT, you'd need approximately $165,769.213 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Farmington, UT and Phoenix, AZ?

Housing in Phoenix, AZ is 25.1% more expensive than in Farmington, UT. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,268/month in Farmington, UT.

How much can I save per month by moving from Farmington, UT to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $1314 more per month than Farmington, UT, or $15769 more per year, based on a $150,000 salary.

Farmington, UT vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Farmington, UT — ZIP-level rent data · COL adjusted from Boise, ID area

Current salary in Farmington, UT

Numbers update automatically as you type

You'd spend $1.3K/month more in Phoenix, AZ

$150.0K in your current city equals $165.8K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Salt Lake City, UT area

Overall Cost

↑ 17.5%

More expensive

Monthly Impact

$1,314

Extra cost

Annual Impact

$15.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Farmington, UT

Population:26K

Cost Index:100

Median Home:$676K

Phoenix, AZ

Population:1608K

Cost Index:118

Median Home:$414K

Farmington, UT

The Beehive State

26K

Population

State Tax

Yes

Located in Utah, this city has a population of 26K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Farmington, UT vs Phoenix, AZ

Category	Farmington, UT	Phoenix, AZ	Difference	Change
🏠Housing	$2,228/mo	$2,788/mo	↑ $560more	25.1%
🚗Transportation	$1,098/mo	$1,489/mo	↑ $391more	35.6%
📦Other	$1,470/mo	$1,677/mo	↑ $207more	14.1%
⚡All Utilities	$443/mo	$561/mo	↑ $119more	26.8%
🛒Groceries	$891/mo	$963/mo	↑ $71.97more	8.1%
🏥Healthcare	$586/mo	$589/mo	↑ $2.11more	0.4%

🏠Housing

↑ 25.1%

Farmington, UT

$2,228

Phoenix, AZ

$2,788

Difference

$560

🚗Transportation

↑ 35.6%

Farmington, UT

$1,098

Phoenix, AZ

$1,489

Difference

$391

📦Other

↑ 14.1%

Farmington, UT

$1,470

Phoenix, AZ

$1,677

Difference

$207

⚡All Utilities

↑ 26.8%

Farmington, UT

$443

Phoenix, AZ

$561

Difference

$119

🛒Groceries

↑ 8.1%

Farmington, UT

$891

Phoenix, AZ

$963

Difference

$71.97

🏥Healthcare

↑ 0.4%

Farmington, UT

$586

Phoenix, AZ

$589

Difference

$2.11

🏠Rent Comparison

Studio

From$951

To$1,390

↑ $439

1 Bed

From$1,007

To$1,510

↑ $503

2 Bed

From$1,268

To$1,750

↑ $482

3 Bed

From$1,697

To$2,330

↑ $633

Farmington, UTZIP-level data

1BR range: $1,430–$1,430/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,716

Monthly in Farmington, UT

$8,068

Monthly in Phoenix, AZ

$1,351

Difference

Home Values

Farmington

Phoenix

$676K

Median Value

$414K

↑ +4.1%

YoY Change

↓ -3.1%

↑ +41.9%

5-Year Change

↑ +30.2%

$676K

Price Range

$274K - $957K

Homes in Phoenix are 39% less expensive than Farmington

Calculate payment - Farmington Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.0K

Per year

Monthly Difference

$170

More take-home

Effective Rate Diff

1.4%

Rate difference

Farmington, UT

Federal Income Tax

Effective: 18.9%

$25.5K

Utah State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Farmington, UT Tax Rates

Sales Tax:7.4%

Property Tax:0.6%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Farmington

Phoenix

44 Good

Air Quality

77 Moderate

62.8%

Good Air Days

88 Moderate

Climate Risk

100 Very High

🔥💨

Top Hazards

🔥🌊🌡

▲+3.3°F

2050 Outlook

▲+2.7°F

49 days

Heat Days >95°F

162 days

▲+3.3°F

2050 Outlook

▲+2.7°F

49 days

Heat Days >95°F

162 days

💰 See how taxes change too — compare take-home pay between Utah and Arizona on TaxTakeHome.com

Where your money goes further

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Similar cost to Phoenix, AZ

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Want to compare different cities?

New Comparison

You'd spend $1.3K/month more in Phoenix, AZ

Farmington, UT

Phoenix, AZ

Farmington, UT

Phoenix, AZ

Notable Facts

Major Industries

Cost Breakdown by Category

🏠Rent Comparison

📍 Rent by ZIP Code39 ZIPs

Home Values

🏠 Home Values by ZIP39 ZIPs

Tax Comparison

Farmington, UT

Phoenix, AZ

Additional Tax Information

Farmington, UT Tax Rates

Phoenix, AZ Tax Rates

Environment

Where your money goes further

Similar cost to Phoenix, AZ