Is Indianapolis, IN cheaper than Fayetteville, NC?

Based on cost of living data, Indianapolis, IN is 5.4% cheaper than Fayetteville, NC. This translates to saving $408 per month.

What salary do I need in Indianapolis, IN to live like I do in Fayetteville, NC?

If you earn $150,000 in Fayetteville, NC, you'd need approximately $145,108.696 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Fayetteville, NC and Indianapolis, IN?

Housing in Indianapolis, IN is 11.8% cheaper than in Fayetteville, NC. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,270/month in Fayetteville, NC.

How much can I save per month by moving from Fayetteville, NC to Indianapolis, IN?

Moving from Fayetteville, NC to Indianapolis, IN could save you approximately $408 per month, or $4891 per year, based on a $150,000 salary.

Fayetteville, NC vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Current salary in Fayetteville, NC

Numbers update automatically as you type

You'd save $408/month moving to Indianapolis, IN

$150.0K in your current city equals $145.1K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 5.4%

Less expensive

Monthly Impact

$408

Savings

Annual Impact

$4.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fayetteville, NC

Population:209K

Cost Index:100

Median Home:$238K

Indianapolis, IN

Population:888K

Cost Index:95

Median Home:$176K

Fayetteville, NC

The Tar Heel State

209K

Population

State Tax

Yes

Located in North Carolina, this city has a population of 209K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Fayetteville, NC vs Indianapolis, IN

Category	Fayetteville, NC	Indianapolis, IN	Difference	Change
🏠Housing	$2,209/mo	$1,949/mo	↓ $260less	11.8%
🛒Groceries	$959/mo	$919/mo	↓ $39.97less	4.2%
🏥Healthcare	$601/mo	$582/mo	↓ $18.59less	3.1%
📦Other	$1,607/mo	$1,590/mo	↓ $16.74less	1.0%
⚡All Utilities	$519/mo	$503/mo	↓ $16.39less	3.2%
🚗Transportation	$1,202/mo	$1,188/mo	↓ $13.66less	1.1%

🏠Housing

↓ 11.8%

Fayetteville, NC

$2,209

Indianapolis, IN

$1,949

Difference

$260

less

🛒Groceries

↓ 4.2%

Fayetteville, NC

$959

Indianapolis, IN

$919

Difference

$39.97

less

🏥Healthcare

↓ 3.1%

Fayetteville, NC

$601

Indianapolis, IN

$582

Difference

$18.59

less

📦Other

↓ 1.0%

Fayetteville, NC

$1,607

Indianapolis, IN

$1,590

Difference

$16.74

less

⚡All Utilities

↓ 3.2%

Fayetteville, NC

$519

Indianapolis, IN

$503

Difference

$16.39

less

🚗Transportation

↓ 1.1%

Fayetteville, NC

$1,202

Indianapolis, IN

$1,188

Difference

$13.66

less

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Fayetteville, NC has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,110

To$1,030

↓ $80.00

1 Bed

From$1,130

To$1,170

↑ $40.00

2 Bed

From$1,270

To$1,360

↑ $90.00

3 Bed

From$1,690

To$1,760

↑ $70.00

Fayetteville, NCZIP-level data

1BR range: $990–$1,280/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,097

Monthly in Fayetteville, NC

$6,732

Monthly in Indianapolis, IN

$365

Difference

Home Values

Fayetteville

Indianapolis

$238K

Median Value

$176K

↑ +0.4%

YoY Change

↓ -1.1%

↑ +45.9%

5-Year Change

↑ +26.9%

$195K - $271K

Price Range

$109K - $340K

Homes in Indianapolis are 26% less expensive than Fayetteville

Calculate payment - Fayetteville Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.3K

Per year

Monthly Difference

$190

More take-home

Effective Rate Diff

1.5%

Rate difference

Fayetteville, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Fayetteville, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.