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Cost of Living Comparison 2026

📍 Ferry Pass, FL — COL adjusted from Montgomery, AL area + state data

$

Numbers update automatically as you type

You'd spend $1.3K/month more in Phoenix, AZ

$150.0K in your current city equals $165.7K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 17.4%
More expensive
Monthly Impact
$1,308
Extra cost
Annual Impact
$15.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Ferry Pass, FL

Population:30K
Cost Index:100
Median Home:$104K

Phoenix, AZ

Population:1608K
Cost Index:117
Median Home:$414K

Ferry Pass, FL

The Sunshine State

30K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 30K residents.

💡 Advantage: Florida has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • •Fastest growing major city
  • •Desert metropolis
  • •Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Ferry Pass, FL vs Phoenix, AZ

🏠Housing
↑ 46.2%
Ferry Pass, FL
$1,907
Phoenix, AZ
$2,788
Difference
$881
more
🚗Transportation
↑ 19.8%
Ferry Pass, FL
$1,243
Phoenix, AZ
$1,489
Difference
$246
more
📦Other
↑ 6.5%
Ferry Pass, FL
$1,575
Phoenix, AZ
$1,677
Difference
$103
more
🏥Healthcare
↑ 12.6%
Ferry Pass, FL
$523
Phoenix, AZ
$589
Difference
$65.73
more
🛒Groceries
↓ 1.2%
Ferry Pass, FL
$975
Phoenix, AZ
$963
Difference
$12.08
less
⚡All Utilities
↑ 2.0%
Ferry Pass, FL
$550
Phoenix, AZ
$561
Difference
$11.15
more

🏠Rent Comparison

Studio
From$620
To$1,390
↑ $770
1 Bed
From$724
To$1,510
↑ $786
2 Bed
From$879
To$1,750
↑ $871
3 Bed
From$1,189
To$2,330
↑ $1,141
Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,773
Monthly in Ferry Pass, FL
$8,068
Monthly in Phoenix, AZ
$1,294
Difference

Home Values

Ferry Pass
Phoenix
-
Median Value
$414K
-
YoY Change
↓ -3.1%
-
5-Year Change
↑ +30.2%
-
Price Range
$274K - $957K
Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $5.2K
More taxes
Monthly Difference
$436
Less take-home
Effective Rate Diff
3.5%
Rate difference

Ferry Pass, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Ferry Pass, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Ferry Pass
Phoenix
42 Good
Air Quality
77 Moderate
69%
Good Air Days
9%
92 Moderate
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🔥🌊🌡
▲+2.6°F
2050 Outlook
▲+2.7°F
62 days
Heat Days >95°F
162 days
▲+2.6°F
2050 Outlook
▲+2.7°F
62 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between Florida and Arizona on TaxTakeHome.com

Where your money goes further

Cities cheaper than Ferry Pass, FL on a $150.0K salary

1.Indianapolis, IN
Save $74.56/mo
2.St. Louis, MO
Save $74.56/mo

Similar cost to Phoenix, AZ

Other cities in a similar price range

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