Is Phoenix, AZ cheaper than Fitchburg, MA?

Based on cost of living data, Phoenix, AZ is 19.5% cheaper than Fitchburg, MA. This translates to saving $1464 per month.

What salary do I need in Phoenix, AZ to live like I do in Fitchburg, MA?

If you earn $150,000 in Fitchburg, MA, you'd need approximately $132,430.085 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Fitchburg, MA and Phoenix, AZ?

Housing in Phoenix, AZ is 31.8% cheaper than in Fitchburg, MA. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,214/month in Fitchburg, MA.

How much can I save per month by moving from Fitchburg, MA to Phoenix, AZ?

Moving from Fitchburg, MA to Phoenix, AZ could save you approximately $1464 per month, or $17570 per year, based on a $150,000 salary.

Fitchburg, MA vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Fitchburg, MA — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Fitchburg, MA

Numbers update automatically as you type

You'd save $1.5K/month moving to Phoenix, AZ

$150.0K in your current city equals $132.4K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 19.5%

Less expensive

Monthly Impact

$1,464

Savings

Annual Impact

$17.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fitchburg, MA

Population:42K

Cost Index:100

Median Home:$386K

Phoenix, AZ

Population:1608K

Cost Index:80

Median Home:$414K

Fitchburg, MA

The Bay State

42K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 42K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Fitchburg, MA vs Phoenix, AZ

Category	Fitchburg, MA	Phoenix, AZ	Difference	Change
🏠Housing	$4,086/mo	$2,788/mo	↓ $1,298less	31.8%
📦Other	$1,570/mo	$1,677/mo	↑ $107more	6.8%
⚡All Utilities	$664/mo	$561/mo	↓ $103less	15.5%
🏥Healthcare	$690/mo	$589/mo	↓ $101less	14.7%
🚗Transportation	$1,575/mo	$1,489/mo	↓ $86.39less	5.5%
🛒Groceries	$1,001/mo	$963/mo	↓ $37.89less	3.8%

🏠Housing

↓ 31.8%

Fitchburg, MA

$4,086

Phoenix, AZ

$2,788

Difference

$1,298

less

📦Other

↑ 6.8%

Fitchburg, MA

$1,570

Phoenix, AZ

$1,677

Difference

$107

⚡All Utilities

↓ 15.5%

Fitchburg, MA

$664

Phoenix, AZ

$561

Difference

$103

less

🏥Healthcare

↓ 14.7%

Fitchburg, MA

$690

Phoenix, AZ

$589

Difference

$101

less

🚗Transportation

↓ 5.5%

Fitchburg, MA

$1,575

Phoenix, AZ

$1,489

Difference

$86.39

less

🛒Groceries

↓ 3.8%

Fitchburg, MA

$1,001

Phoenix, AZ

$963

Difference

$37.89

less

🏠Rent Comparison

Studio

From$834

To$1,390

↑ $556

1 Bed

From$980

To$1,510

↑ $530

2 Bed

From$1,214

To$1,750

↑ $536

3 Bed

From$1,558

To$2,330

↑ $772

Fitchburg, MAZIP-level data

1BR range: $1,340–$1,340/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,587

Monthly in Fitchburg, MA

$8,068

Monthly in Phoenix, AZ

$1,519

Difference

Home Values

Fitchburg

Phoenix

$386K

Median Value

$414K

↑ +1%

YoY Change

↓ -3.1%

↑ +48.5%

5-Year Change

↑ +30.2%

$386K

Price Range

$274K - $957K

Homes in Phoenix are 7% more expensive than Fitchburg

Calculate payment - Fitchburg Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.3K

Per year

Monthly Difference

$189

More take-home

Effective Rate Diff

1.5%

Rate difference

Fitchburg, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Fitchburg, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.