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Cost of Living Comparison 2026

๐Ÿ“ Florence, KY โ€” ZIP-level rent data ยท COL adjusted from Cincinnati, OH area

$

Numbers update automatically as you type

You'd spend $1.1K/month more in Raleigh, NC

$150.0K in your current city equals $163.1K in Raleigh, NC

Rent data from HUD ZIP-level estimates ยท COL index from Cincinnati, OH-KY-IN area
Overall Cost
โ†‘ 14.6%
More expensive
Monthly Impact
$1,092
Extra cost
Annual Impact
$13.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Florence, KY

Population:33K
Cost Index:100
Median Home:$270K

Raleigh, NC

Population:474K
Cost Index:115
Median Home:$512K

Florence, KY

The Bluegrass State

33K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 33K residents.

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • โ€ขResearch Triangle
  • โ€ขState capital
  • โ€ขMajor university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Florence, KY vs Raleigh, NC

๐Ÿ Housing
โ†‘ 38.7%
Florence, KY
$1,780
Raleigh, NC
$2,469
Difference
$689
more
๐Ÿ“ฆOther
โ†‘ 11.7%
Florence, KY
$1,529
Raleigh, NC
$1,707
Difference
$179
more
๐Ÿš—Transportation
โ†‘ 11.0%
Florence, KY
$1,157
Raleigh, NC
$1,284
Difference
$127
more
โšกAll Utilities
โ†‘ 20.6%
Florence, KY
$453
Raleigh, NC
$546
Difference
$93.40
more
๐Ÿ›’Groceries
โ†‘ 7.0%
Florence, KY
$897
Raleigh, NC
$959
Difference
$62.61
more
๐ŸฅHealthcare
โ†‘ 9.3%
Florence, KY
$550
Raleigh, NC
$601
Difference
$51.06
more

๐Ÿ›๏ธ Local Income Taxes

Florence, KY: Florence Occupational Tax$3,000/yr (2.0%)

Raleigh, NC has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$890
To$1,570
โ†‘ $680
1 Bed
From$978
To$1,640
โ†‘ $662
2 Bed
From$1,261
To$1,800
โ†‘ $539
3 Bed
From$1,666
To$2,255
โ†‘ $589
Florence, KYZIP-level data

1BR range: $1,210โ€“$1,210/mo

Raleigh, NCZIP-level data

1BR range: $1,400โ€“$1,880/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,365
Monthly in Florence, KY
$7,567
Monthly in Raleigh, NC
$1,202
Difference

Home Values

Florence
Raleigh
$270K
Median Value
$512K
โ†‘ +0.4%
YoY Change
โ†“ -0.5%
โ†‘ +28.9%
5-Year Change
โ†‘ +38.2%
$270K
Price Range
$314K - $992K

Homes in Raleigh are 89% more expensive than Florence

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $375
Per year
Monthly Difference
$31.25
More take-home
Effective Rate Diff
0.3%
Rate difference

Florence, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Florence, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Florence
Raleigh
52 Moderate
Air Quality
46 Good
44.8%
Good Air Days
61.7%
96 High
Climate Risk
96 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
29 days
Heat Days >95ยฐF
31 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
29 days
Heat Days >95ยฐF
31 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Kentucky and North Carolina on TaxTakeHome.com

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