Is Charlotte, NC cheaper than Flower Mound, TX?

Based on cost of living data, Charlotte, NC is 0.5% more expensive than Flower Mound, TX. The two cities have very similar living costs.

What salary do I need in Charlotte, NC to live like I do in Flower Mound, TX?

If you earn $150,000 in Flower Mound, TX, you'd need approximately $150,486.195 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Flower Mound, TX and Charlotte, NC?

Housing in Charlotte, NC is 17.7% more expensive than in Flower Mound, TX. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $2,319/month in Flower Mound, TX.

How much can I save per month by moving from Flower Mound, TX to Charlotte, NC?

Flower Mound, TX and Charlotte, NC have very similar costs of living, based on a $150,000 salary.

Flower Mound, TX vs Charlotte, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Flower Mound, TX — ZIP-level rent data · COL adjusted from Irving, TX area

Current salary in Flower Mound, TX

Numbers update automatically as you type

You'd spend $40.52/month more in Charlotte, NC

$150.0K in your current city equals $150.5K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↑ 0.5%

More expensive

Monthly Impact

$40.52

Extra cost

Annual Impact

$486

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Flower Mound, TX

Population:79K

Cost Index:100

Median Home:$521K

Charlotte, NC

Population:875K

Cost Index:101

Median Home:$399K

Flower Mound, TX

The Lone Star State

79K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 79K residents.

💡 Advantage: Texas has no state income tax!

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Flower Mound, TX vs Charlotte, NC

Category	Flower Mound, TX	Charlotte, NC	Difference	Change
🏠Housing	$2,097/mo	$2,469/mo	↑ $372more	17.7%
🚗Transportation	$1,265/mo	$1,202/mo	↓ $62.57less	4.9%
⚡All Utilities	$556/mo	$519/mo	↓ $36.50less	6.6%
🛒Groceries	$967/mo	$989/mo	↑ $22.54more	2.3%
🏥Healthcare	$624/mo	$638/mo	↑ $14.29more	2.3%
📦Other	$1,697/mo	$1,707/mo	↑ $10.86more	0.6%

🏠Housing

↑ 17.7%

Flower Mound, TX

$2,097

Charlotte, NC

$2,469

Difference

$372

🚗Transportation

↓ 4.9%

Flower Mound, TX

$1,265

Charlotte, NC

$1,202

Difference

$62.57

less

⚡All Utilities

↓ 6.6%

Flower Mound, TX

$556

Charlotte, NC

$519

Difference

$36.50

less

🛒Groceries

↑ 2.3%

Flower Mound, TX

$967

Charlotte, NC

$989

Difference

$22.54

🏥Healthcare

↑ 2.3%

Flower Mound, TX

$624

Charlotte, NC

$638

Difference

$14.29

📦Other

↑ 0.6%

Flower Mound, TX

$1,697

Charlotte, NC

$1,707

Difference

$10.86

🏠Rent Comparison

Studio

From$1,897

To$1,630

↓ $267

1 Bed

From$1,980

To$1,710

↓ $270

2 Bed

From$2,319

To$1,870

↓ $449

3 Bed

From$2,916

To$2,300

↓ $616

Flower Mound, TXZIP-level data

1BR range: $2,390–$2,390/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,204

Monthly in Flower Mound, TX

$7,525

Monthly in Charlotte, NC

$320

Difference

Home Values

Flower Mound

Charlotte

$521K

Median Value

$399K

↓ -3.3%

YoY Change

↓ -1.1%

↑ +35.6%

5-Year Change

↑ +40.8%

$521K

Price Range

$293K - $1.57M

Homes in Charlotte are 24% less expensive than Flower Mound

Calculate payment - Flower Mound Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.1K

More taxes

Monthly Difference

$594

Less take-home

Effective Rate Diff

4.7%

Rate difference

Flower Mound, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Flower Mound, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.