Flower Mound, TX vs Richardson, TX: Cost of Living

Which city costs less?

Richardson, TX has a modeled overall cost index 7.7% higher than Flower Mound, TX.

Flower Mound, TX · modeled 2BR rent: $2,800 / month
Richardson, TX · modeled 2BR rent: $2,200 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Flower Mound, TX and Richardson, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Flower Mound, TX

Numbers update automatically as you type

Estimated extra cost: $467/month in Richardson, TX

$150,000 in your current city has a modeled equivalent of $155,607 in Richardson, TX

Regional cost estimates: Flower Mound, TX uses Irving, TX. Richardson, TX uses Plano, TX. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 7.7%

More expensive

Monthly Impact

$467

Extra cost

Annual Impact

$5.6K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Flower Mound, TX

Population:79K

Cost Index:

96.5

100 = national average

Typical Home:$521K

Richardson, TX

Population:117K

Cost Index:

104.0

100 = national average

Typical Home:$437K

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Flower Mound, TX

The Lone Star State

79K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 79K residents.

💡 Advantage: Texas has no state income tax!

Richardson, TX

The Lone Star State

117K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 117K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Flower Mound, TX vs Richardson, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Flower Mound, TX	Richardson, TX	Difference	Change
Housing	$2,183/mo	$2,436/mo	↑ $253more	11.6%
Other	$1,766/mo	$1,965/mo	↑ $199more	11.3%
Transportation	$1,317/mo	$1,325/mo	↑ $8.34more	0.6%
Groceries	$1,006/mo	$1,010/mo	↑ $3.18more	0.3%
Healthcare	$649/mo	$652/mo	↑ $2.05more	0.3%
All Utilities	$578/mo	$580/mo	↑ $1.83more	0.3%

Housing

↑ 11.6%

Flower Mound, TX

$2,183

Richardson, TX

$2,436

Difference

$253

Other

↑ 11.3%

Flower Mound, TX

$1,766

Richardson, TX

$1,965

Difference

$199

Transportation

↑ 0.6%

Flower Mound, TX

$1,317

Richardson, TX

$1,325

Difference

$8.34

Groceries

↑ 0.3%

Flower Mound, TX

$1,006

Richardson, TX

$1,010

Difference

$3.18

Healthcare

↑ 0.3%

Flower Mound, TX

$649

Richardson, TX

$652

Difference

$2.05

All Utilities

↑ 0.3%

Flower Mound, TX

$578

Richardson, TX

$580

Difference

$1.83

🏠Rent Comparison

Studio

From$2,290

To$1,800

↓ $490

1 Bed

From$2,390

To$1,880

↓ $510

2 Bed

From$2,800

To$2,200

↓ $600

3 Bed

From$3,520

To$2,770

↓ $750

Flower Mound, TXZIP-level data

1BR range: $2,390–$2,390/mo

Richardson, TXZIP-level data

1BR range: $1,840–$2,100/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Flower Mound, TX

$7,967

Monthly in Richardson, TX

$467

Difference

Home Values

Flower Mound

Richardson

$521K

Median Value

$437K

↓ -3.3%

YoY Change

↓ -3.6%

↑ +35.6%

5-Year Change

↑ +33.4%

$521K

Price Range

$377K - $537K

Homes in Richardson are 16% less expensive than Flower Mound

Calculate payment - Flower Mound Calculate payment - Richardson

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Flower Mound, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Richardson, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Flower Mound, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Richardson, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Flower Mound

Richardson

55 Moderate

Air Quality

40 Good

35.2%

Good Air Days

77.5%

100 Very High

Climate Risk

99 High

🌊🌡🌪

Top Hazards

🌊🌡🌪

▲+2.8°F

2050 Outlook

▲+2.7°F

92 days

Heat Days >95°F

81 days

▲+2.8°F

2050 Outlook

▲+2.7°F

92 days

Heat Days >95°F

81 days

Before moving from Flower Mound, TX to Richardson, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Richardson, TX for the same bedroom count and included utilities as your home in Flower Mound, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Flower Mound to Richardson moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Richardson, TX by cost, housing, population and region.

Frequently Asked Questions: Flower Mound, TX vs Richardson, TX

How do the cost estimates for Flower Mound, TX and Richardson, TX compare?

Richardson, TX has a modeled overall cost index 7.7% higher than Flower Mound, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Flower Mound, TX, the model estimates $155,607 in Richardson, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Flower Mound, TX and Richardson, TX?

The modeled two-bedroom rents are $2,800/month in Flower Mound, TX and $2,200/month in Richardson, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.