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Cost of Living Comparison 2026

Compare Fontana, CA and Boise City, ID using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd save $705/month moving to Boise City, ID

$150.0K in your current city equals $141.5K in Boise City, ID

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area
Overall Cost
↓ 9.4%
Less expensive
Monthly Impact
$705
Savings
Annual Impact
$8.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fontana, CA

Population:208K
Cost Index:
100
100 = national average
Median Home:$600K

Boise City, ID

Population:235K
Cost Index:
91
(9% below avg)
Median Home:$504K

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Fontana, CA

The Golden State

208K
Population
State Tax
Yes

Located in California, this city has a population of 208K residents.

Boise City, ID

The Gem State

235K
Population
State Tax
Yes

Located in Idaho, this city has a population of 235K residents.

Cost Breakdown by Category

Annual spending: Fontana, CA vs Boise City, ID

Transportation
↓ 38.6%
Fontana, CA
$2,158
Boise City, ID
$1,325
Difference
$833
less
Housing
↓ 14.8%
Fontana, CA
$3,508
Boise City, ID
$2,989
Difference
$520
less
Healthcare
↑ 16.9%
Fontana, CA
$551
Boise City, ID
$644
Difference
$92.94
more
All Utilities
↓ 12.7%
Fontana, CA
$557
Boise City, ID
$486
Difference
$71.03
less
Groceries
↓ 5.8%
Fontana, CA
$1,039
Boise City, ID
$979
Difference
$59.96
less
Other
↑ 2.9%
Fontana, CA
$1,724
Boise City, ID
$1,774
Difference
$50.22
more

🏠Rent Comparison

Studio
From$2,050
To$950
↓ $1,100
1 Bed
From$2,150
To$1,100
↓ $1,050
2 Bed
From$2,660
To$1,400
↓ $1,260
3 Bed
From$3,520
To$1,950
↓ $1,570
Fontana, CAZIP-level data

1BR range: $1,850–$2,150/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,539
Monthly in Fontana, CA
$8,198
Monthly in Boise City, ID
$1,341
Difference

Home Values

Fontana
Boise City
$600K
Median Value
-
↓ -2.7%
YoY Change
-
↑ +36.2%
5-Year Change
-
$553K - $693K
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $5.6K
More taxes
Monthly Difference
$468
Less take-home
Effective Rate Diff
3.7%
Rate difference

Fontana, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Boise City, ID

Federal Income Tax
Effective: 18.9%
$25.5K
Idaho State Tax
Effective: 10.8%
$16.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.5%
$53.3K
Take-Home Pay
$8,062/month
$96.7K

Additional Tax Information

Fontana, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Boise City, ID Tax Rates

Sales Tax:6.3%
Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fontana
Boise City
87 Moderate
Air Quality
44 Good
10.9%
Good Air Days
62.8%
100 Very High
Climate Risk
88 Moderate
🔥🌊🌡
Top Hazards
🔥💨
▲+2.8°F
2050 Outlook
▲+3.3°F
82 days
Heat Days >95°F
49 days
▲+2.8°F
2050 Outlook
▲+3.3°F
82 days
Heat Days >95°F
49 days

What to Consider When Moving from Fontana, CA to Boise City, ID

Relocating from Fontana, CA to Boise City, ID involves more than just comparing rent prices. While the overall cost of living is about 9% lower in Boise City, ID, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Boise City, ID is 15% cheaper than in Fontana, CA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Boise City, ID pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Boise City, ID to match your current standard of living in Fontana, CA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Boise City, ID for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Fontana, CA vs Boise City, ID

How do the cost estimates for Fontana, CA and Boise City, ID compare?

The saved overall index for Boise City, ID is 9.4% lower than for Fontana, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Fontana, CA, the model estimates $141,538 in Boise City, ID. It assumes 60% of gross income changes with the relative cost index and 40% stays fixed. The monthly difference is the salary difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Fontana, CA and Boise City, ID?

The modeled two-bedroom rents are $2,660/month in Fontana, CA and $1,400/month in Boise City, ID. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between California and Idaho on TaxTakeHome.com

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