Is Elk Grove, CA cheaper than Fontana, CA?

Based on cost of living data, Elk Grove, CA is 2.3% cheaper than Fontana, CA. This translates to saving $176 per month.

What salary do I need in Elk Grove, CA to live like I do in Fontana, CA?

If you earn $150,000 in Fontana, CA, you'd need approximately $147,891.254 in Elk Grove, CA to maintain the same standard of living.

How does housing cost compare between Fontana, CA and Elk Grove, CA?

Housing in Elk Grove, CA is 8.2% cheaper than in Fontana, CA. For a two-bedroom apartment, rent is $2,063/month in Elk Grove, CA compared to $2,660/month in Fontana, CA.

How much can I save per month by moving from Fontana, CA to Elk Grove, CA?

Moving from Fontana, CA to Elk Grove, CA could save you approximately $176 per month, or $2109 per year, based on a $150,000 salary.

Fontana, CA vs Elk Grove, CA: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Fontana, CA

Numbers update automatically as you type

You'd save $176/month moving to Elk Grove, CA

$150.0K in your current city equals $147.9K in Elk Grove, CA

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

↓ 2.3%

Less expensive

Monthly Impact

$176

Savings

Annual Impact

$2.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fontana, CA

Population:208K

Cost Index:

100

100 = national average

Median Home:$600K

Elk Grove, CA

Population:178K

Cost Index:

(2% below avg)

Median Home:$596K

Fontana, CA

The Golden State

208K

Population

State Tax

Yes

Located in California, this city has a population of 208K residents.

Elk Grove, CA

The Golden State

178K

Population

State Tax

Yes

Located in California, this city has a population of 178K residents.

Cost Breakdown by Category

Annual spending: Fontana, CA vs Elk Grove, CA

Category	Fontana, CA	Elk Grove, CA	Difference	Change
Transportation	$2,158/mo	$1,387/mo	↓ $771less	35.7%
Housing	$3,508/mo	$3,221/mo	↓ $288less	8.2%
Healthcare	$551/mo	$612/mo	↑ $60.85more	11.0%
Other	$1,724/mo	$1,766/mo	↑ $41.34more	2.4%
All Utilities	$557/mo	$524/mo	↓ $33.57less	6.0%
Groceries	$1,039/mo	$1,047/mo	↑ $7.50more	0.7%

Transportation

↓ 35.7%

Fontana, CA

$2,158

Elk Grove, CA

$1,387

Difference

$771

less

Housing

↓ 8.2%

Fontana, CA

$3,508

Elk Grove, CA

$3,221

Difference

$288

less

Healthcare

↑ 11.0%

Fontana, CA

$551

Elk Grove, CA

$612

Difference

$60.85

Other

↑ 2.4%

Fontana, CA

$1,724

Elk Grove, CA

$1,766

Difference

$41.34

All Utilities

↓ 6.0%

Fontana, CA

$557

Elk Grove, CA

$524

Difference

$33.57

less

Groceries

↑ 0.7%

Fontana, CA

$1,039

Elk Grove, CA

$1,047

Difference

$7.50

🏠Rent Comparison

Studio

From$2,050

To$1,602

↓ $448

1 Bed

From$2,150

To$1,677

↓ $473

2 Bed

From$2,660

To$2,063

↓ $597

3 Bed

From$3,520

To$2,743

↓ $777

Fontana, CAZIP-level data

1BR range: $1,850–$2,150/mo

Elk Grove, CAZIP-level data

1BR range: $2,000–$2,040/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,539

Monthly in Fontana, CA

$8,556

Monthly in Elk Grove, CA

$983

Difference

Home Values

Fontana

Elk Grove

$600K

Median Value

$596K

↓ -2.7%

YoY Change

↓ -3.6%

↑ +36.2%

5-Year Change

↑ +24.6%

$553K - $693K

Price Range

$566K - $627K

Homes in Elk Grove are 1% less expensive than Fontana

Calculate payment - Fontana Calculate payment - Elk Grove

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Fontana, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Elk Grove, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Fontana, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Elk Grove, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.