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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $385/month more in Miami, FL

$150.0K in your current city equals $154.6K in Miami, FL

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area
Overall Cost
5.1%
More expensive
Monthly Impact
$385
Extra cost
Annual Impact
$4.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fontana, CA

Population:208K
Cost Index:
100
100 = national average
Median Home:$600K

Miami, FL

Population:442K
Cost Index:
105
(5% above avg)
Median Home:$510K

Fontana, CA

The Golden State

208K
Population
State Tax
Yes

Located in California, this city has a population of 208K residents.

Miami, FL

The Sunshine State

442K
Population
State Tax
No Income Tax
Climate
Tropical

Notable Facts

  • Gateway to Latin America
  • Major cruise port
  • International business hub

Major Industries

International TradeTourismFinanceReal Estate

Cost Breakdown by Category

Annual spending: Fontana, CA vs Miami, FL

Transportation
32.3%
Fontana, CA
$2,158
Miami, FL
$1,462
Difference
$697
less
Other
21.4%
Fontana, CA
$1,724
Miami, FL
$2,093
Difference
$368
more
Housing
5.2%
Fontana, CA
$3,508
Miami, FL
$3,690
Difference
$182
more
Groceries
3.8%
Fontana, CA
$1,039
Miami, FL
$1,079
Difference
$39.97
more
All Utilities
6.9%
Fontana, CA
$557
Miami, FL
$519
Difference
$38.25
less
Healthcare
6.7%
Fontana, CA
$551
Miami, FL
$589
Difference
$37.17
more

🏠Rent Comparison

Studio
From$2,050
To$1,995
$55.00
1 Bed
From$2,150
To$2,180
$30.00
2 Bed
From$2,660
To$2,660
$0
3 Bed
From$3,520
To$3,415
$105
Fontana, CAZIP-level data

1BR range: $1,850$2,150/mo

Miami, FLZIP-level data

1BR range: $1,550$2,990/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,539
Monthly in Fontana, CA
$9,431
Monthly in Miami, FL
$108
Difference

Home Values

Fontana
Miami
$600K
Median Value
$510K
↓ -2.7%
YoY Change
↓ -3.6%
↑ +36.2%
5-Year Change
↑ +49.4%
$553K - $693K
Price Range
$278K - $1.53M

Homes in Miami are 15% less expensive than Fontana

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$10.6K
Per year
Monthly Difference
$886
More take-home
Effective Rate Diff
7.1%
Rate difference

Fontana, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Miami, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Fontana, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Miami, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fontana
Miami
87 Moderate
Air Quality
48 Good
10.9%
Good Air Days
59.8%
100 Very High
Climate Risk
100 Very High
🔥🌊🌡
Top Hazards
🌊🌅🌀
+2.8°F
2050 Outlook
+2.3°F
82 days
Heat Days >95°F
15 days
+2.8°F
2050 Outlook
+2.3°F
82 days
Heat Days >95°F
15 days

💰 See how taxes change too — compare take-home pay between California and Florida on TaxTakeHome.com

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