Is Ontario, CA cheaper than Fontana, CA?

Based on cost of living data, Ontario, CA is 1.7% more expensive than Fontana, CA. This translates to spending an extra $128 per month.

What salary do I need in Ontario, CA to live like I do in Fontana, CA?

If you earn $150,000 in Fontana, CA, you'd need approximately $151,538.462 in Ontario, CA to maintain the same standard of living.

How does housing cost compare between Fontana, CA and Ontario, CA?

Housing in Ontario, CA is 5.2% more expensive than in Fontana, CA. For a two-bedroom apartment, rent is $2,580/month in Ontario, CA compared to $2,660/month in Fontana, CA.

How much can I save per month by moving from Fontana, CA to Ontario, CA?

Living in Ontario, CA costs approximately $128 more per month than Fontana, CA, or $1538 more per year, based on a $150,000 salary.

Fontana, CA vs Ontario, CA: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Fontana, CA

Numbers update automatically as you type

You'd spend $128/month more in Ontario, CA

$150.0K in your current city equals $151.5K in Ontario, CA

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

↑ 1.7%

More expensive

Monthly Impact

$128

Extra cost

Annual Impact

$1.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fontana, CA

Population:208K

Cost Index:

100

100 = national average

Median Home:$600K

Ontario, CA

Population:182K

Cost Index:

102

(2% above avg)

Median Home:$672K

Fontana, CA

The Golden State

208K

Population

State Tax

Yes

Located in California, this city has a population of 208K residents.

Ontario, CA

The Golden State

182K

Population

State Tax

Yes

Located in California, this city has a population of 182K residents.

Cost Breakdown by Category

Annual spending: Fontana, CA vs Ontario, CA

Category	Fontana, CA	Ontario, CA	Difference	Change
Housing	$3,508/mo	$3,690/mo	↑ $182more	5.2%
Groceries	$1,039/mo	$1,039/mo	→ $0	0.0%
Transportation	$2,158/mo	$2,158/mo	→ $0	0.0%
All Utilities	$557/mo	$557/mo	→ $0	0.0%
Healthcare	$551/mo	$551/mo	→ $0	0.0%
Other	$1,724/mo	$1,724/mo	→ $0	0.0%

Housing

↑ 5.2%

Fontana, CA

$3,508

Ontario, CA

$3,690

Difference

$182

Groceries

→ 0.0%

Fontana, CA

$1,039

Ontario, CA

$1,039

Difference

same

Transportation

→ 0.0%

Fontana, CA

$2,158

Ontario, CA

$2,158

Difference

same

All Utilities

→ 0.0%

Fontana, CA

$557

Ontario, CA

$557

Difference

same

Healthcare

→ 0.0%

Fontana, CA

$551

Ontario, CA

$551

Difference

same

Other

→ 0.0%

Fontana, CA

$1,724

Ontario, CA

$1,724

Difference

same

🏠Rent Comparison

Studio

From$2,050

To$1,980

↓ $70.00

1 Bed

From$2,150

To$2,080

↓ $70.00

2 Bed

From$2,660

To$2,580

↓ $80.00

3 Bed

From$3,520

To$3,410

↓ $110

Fontana, CAZIP-level data

1BR range: $1,850–$2,150/mo

Ontario, CAZIP-level data

1BR range: $1,980–$2,240/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,539

Monthly in Fontana, CA

$9,721

Monthly in Ontario, CA

$182

Difference

Home Values

Fontana

Ontario

$600K

Median Value

$672K

↓ -2.7%

YoY Change

↓ -1.9%

↑ +36.2%

5-Year Change

↑ +34.4%

$553K - $693K

Price Range

$623K - $683K

Homes in Ontario are 12% more expensive than Fontana

Calculate payment - Fontana Calculate payment - Ontario

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Fontana, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Ontario, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Fontana, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Ontario, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.