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Cost of Living Comparison 2026

Compare Fontana, CA and Salt Lake City, UT using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd save $1.1K/month moving to Salt Lake City, UT

$150.0K in your current city equals $136.7K in Salt Lake City, UT

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area
Overall Cost
↓ 14.7%
Less expensive
Monthly Impact
$1,106
Savings
Annual Impact
$13.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fontana, CA

Population:208K
Cost Index:
100
100 = national average
Median Home:$600K

Salt Lake City, UT

Population:210K
Cost Index:
85
(15% below avg)
Median Home:$518K

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Fontana, CA

The Golden State

208K
Population
State Tax
Yes

Located in California, this city has a population of 208K residents.

Salt Lake City, UT

The Beehive State

210K
Population
State Tax
Yes

Located in Utah, this city has a population of 210K residents.

Cost Breakdown by Category

Annual spending: Fontana, CA vs Salt Lake City, UT

Housing
↓ 27.9%
Fontana, CA
$3,508
Salt Lake City, UT
$2,531
Difference
$977
less
Transportation
↓ 42.2%
Fontana, CA
$2,158
Salt Lake City, UT
$1,247
Difference
$911
less
Groceries
↓ 8.6%
Fontana, CA
$1,039
Salt Lake City, UT
$950
Difference
$89.29
less
All Utilities
↓ 15.4%
Fontana, CA
$557
Salt Lake City, UT
$472
Difference
$85.60
less
Healthcare
↑ 13.4%
Fontana, CA
$551
Salt Lake City, UT
$625
Difference
$73.63
more
Other
↓ 3.2%
Fontana, CA
$1,724
Salt Lake City, UT
$1,670
Difference
$54.49
less

🏠Rent Comparison

Studio
From$2,050
To$1,008
↓ $1,042
1 Bed
From$2,150
To$1,168
↓ $982
2 Bed
From$2,660
To$1,400
↓ $1,260
3 Bed
From$3,520
To$1,872
↓ $1,648
Fontana, CAZIP-level data

1BR range: $1,850–$2,150/mo

Salt Lake City, UTZIP-level data

1BR range: $1,310–$1,820/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,539
Monthly in Fontana, CA
$7,494
Monthly in Salt Lake City, UT
$2,045
Difference

Home Values

Fontana
Salt Lake City
$600K
Median Value
$518K
↓ -2.7%
YoY Change
↑ +0.4%
↑ +36.2%
5-Year Change
↑ +30.4%
$553K - $693K
Price Range
$400K - $902K

Homes in Salt Lake City are 14% less expensive than Fontana

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $3.4K
Per year
Monthly Difference
$279
More take-home
Effective Rate Diff
2.2%
Rate difference

Fontana, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Salt Lake City, UT

Federal Income Tax
Effective: 18.9%
$25.5K
Utah State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Additional Tax Information

Fontana, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Salt Lake City, UT Tax Rates

Sales Tax:7.4%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fontana
Salt Lake City
87 Moderate
Air Quality
44 Good
10.9%
Good Air Days
62.8%
100 Very High
Climate Risk
88 Moderate
🔥🌊🌡
Top Hazards
🔥💨
▲+2.8°F
2050 Outlook
▲+3.3°F
82 days
Heat Days >95°F
49 days
▲+2.8°F
2050 Outlook
▲+3.3°F
82 days
Heat Days >95°F
49 days

What to Consider When Moving from Fontana, CA to Salt Lake City, UT

Relocating from Fontana, CA to Salt Lake City, UT involves more than just comparing rent prices. While the overall cost of living is about 15% lower in Salt Lake City, UT, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Salt Lake City, UT is 28% cheaper than in Fontana, CA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Salt Lake City, UT pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Salt Lake City, UT to match your current standard of living in Fontana, CA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Salt Lake City, UT for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Fontana, CA vs Salt Lake City, UT

How do the cost estimates for Fontana, CA and Salt Lake City, UT compare?

The saved overall index for Salt Lake City, UT is 14.7% lower than for Fontana, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Fontana, CA, the model estimates $136,727 in Salt Lake City, UT. It assumes 60% of gross income changes with the relative cost index and 40% stays fixed. The monthly difference is the salary difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Fontana, CA and Salt Lake City, UT?

The modeled two-bedroom rents are $2,660/month in Fontana, CA and $1,400/month in Salt Lake City, UT. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between California and Utah on TaxTakeHome.com

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