Forney, TX vs Royse City, TX: Cost of Living

Which city costs less?

Royse City, TX has a modeled overall cost index 0.9% lower than Forney, TX.

Forney, TX · modeled 2BR rent
$2,480 / month
Royse City, TX · modeled 2BR rent
$2,470 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Forney, TX and Royse City, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $55.41/month in Royse City, TX

$150,000 in your current city has a modeled equivalent of $149,335 in Royse City, TX

Regional cost estimates: Forney, TX uses Garland, TX. Royse City, TX uses Garland, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 0.9%
Less expensive
Monthly Impact
$55.41
Savings
Annual Impact
$665
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Forney, TX

Population:35K
Cost Index:
92.9
100 = national average
Typical Home:$311K

Royse City, TX

Population:24K
Cost Index:
92.1
100 = national average
Typical Home:$318K

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Forney, TX

The Lone Star State

35K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 35K residents.

💡 Advantage: Texas has no state income tax!

Royse City, TX

The Lone Star State

24K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 24K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Forney, TX vs Royse City, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 0.9%
Forney, TX
$2,134
Royse City, TX
$2,115
Difference
$18.62
less
Other
↓ 0.9%
Forney, TX
$1,718
Royse City, TX
$1,703
Difference
$14.99
less
Transportation
↓ 0.9%
Forney, TX
$1,345
Royse City, TX
$1,334
Difference
$11.74
less
Groceries
↓ 0.4%
Forney, TX
$1,037
Royse City, TX
$1,033
Difference
$4.53
less
Healthcare
↓ 0.4%
Forney, TX
$669
Royse City, TX
$666
Difference
$2.93
less
All Utilities
↓ 0.4%
Forney, TX
$596
Royse City, TX
$594
Difference
$2.61
less

🏠Rent Comparison

Studio
From$2,030
To$2,020
↓ $10.00
1 Bed
From$2,120
To$2,110
↓ $10.00
2 Bed
From$2,480
To$2,470
↓ $10.00
3 Bed
From$3,120
To$3,110
↓ $10.00
Forney, TXZIP-level data

1BR range: $2,120–$2,120/mo

Royse City, TXZIP-level data

1BR range: $2,110–$2,110/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Forney, TX
$7,445
Monthly in Royse City, TX
$55.41
Difference

Home Values

Forney
Royse City
$311K
Median Value
$318K
↓ -5%
YoY Change
↓ -4.6%
↑ +17.1%
5-Year Change
↑ +20.7%

Homes in Royse City are 2% more expensive than Forney

Calculate payment - ForneyCalculate payment - Royse City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Forney, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Royse City, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Forney, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Royse City, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Forney
Royse City
55 Moderate
Air Quality
55 Moderate
35.2%
Good Air Days
35.2%
100 Very High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.7°F
2050 Outlook
▲+2.7°F
84 days
Heat Days >95°F
84 days
▲+2.7°F
2050 Outlook
▲+2.7°F
84 days
Heat Days >95°F
84 days

Before moving from Forney, TX to Royse City, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Royse City, TX for the same bedroom count and included utilities as your home in Forney, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Forney to Royse City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Royse City, TX by cost, housing, population and region.

Frequently Asked Questions: Forney, TX vs Royse City, TX

How do the cost estimates for Forney, TX and Royse City, TX compare?

Royse City, TX has a modeled overall cost index 0.9% lower than Forney, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Forney, TX, the model estimates $149,335 in Royse City, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Forney, TX and Royse City, TX?

The modeled two-bedroom rents are $2,480/month in Forney, TX and $2,470/month in Royse City, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

Where your money goes further

Cities cheaper than Forney, TX on a $150.0K salary

1.St. Louis, MO
Save $243/mo
2.Indianapolis, IN
Save $214/mo
3.Pittsburgh, PA
Save $38.86/mo

Similar cost to Royse City, TX

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