Fort Calhoun, NE vs Lake Shore, MN: Cost of Living

Which city costs less?

Lake Shore, MN has a modeled overall cost index 0.9% lower than Fort Calhoun, NE.

Fort Calhoun, NE · modeled 2BR rent: $1,160 / month
Lake Shore, MN · modeled 2BR rent: $1,170 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Fort Calhoun, NE and Lake Shore, MN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Fort Calhoun, NE

Numbers update automatically as you type

Estimated savings: $26.03/month in Lake Shore, MN

$150,000 in your current city has a modeled equivalent of $149,688 in Lake Shore, MN

Regional cost estimates: Fort Calhoun, NE uses Omaha, NE. Lake Shore, MN uses Minneapolis, MN. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 0.9%

Less expensive

Monthly Impact

$26.03

Savings

Annual Impact

$312

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Fort Calhoun, NE

Population:1K

Cost Index:

79.0

100 = national average

Typical Home:$521K

Lake Shore, MN

Population:1K

Cost Index:

78.2

100 = national average

Typical Home:$582K

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Fort Calhoun, NE

The Cornhusker State

Population

State Tax

Yes

Located in Nebraska, this city has a population of 1K residents.

Lake Shore, MN

The North Star State

Population

State Tax

Yes

Located in Minnesota, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Fort Calhoun, NE vs Lake Shore, MN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Fort Calhoun, NE	Lake Shore, MN	Difference	Change
Housing	$2,025/mo	$2,254/mo	↑ $229more	11.3%
Other	$1,736/mo	$1,584/mo	↓ $152less	8.8%
Transportation	$1,329/mo	$1,231/mo	↓ $97.39less	7.3%
Healthcare	$782/mo	$793/mo	↑ $10.51more	1.3%
Groceries	$1,089/mo	$1,079/mo	↓ $10.12less	0.9%
All Utilities	$539/mo	$533/mo	↓ $6.40less	1.2%

Housing

↑ 11.3%

Fort Calhoun, NE

$2,025

Lake Shore, MN

$2,254

Difference

$229

Other

↓ 8.8%

Fort Calhoun, NE

$1,736

Lake Shore, MN

$1,584

Difference

$152

less

Transportation

↓ 7.3%

Fort Calhoun, NE

$1,329

Lake Shore, MN

$1,231

Difference

$97.39

less

Healthcare

↑ 1.3%

Fort Calhoun, NE

$782

Lake Shore, MN

$793

Difference

$10.51

Groceries

↓ 0.9%

Fort Calhoun, NE

$1,089

Lake Shore, MN

$1,079

Difference

$10.12

less

All Utilities

↓ 1.2%

Fort Calhoun, NE

$539

Lake Shore, MN

$533

Difference

$6.40

less

🏠Rent Comparison

Studio

From$920

To$830

↓ $90.00

1 Bed

From$970

To$890

↓ $80.00

2 Bed

From$1,160

To$1,170

↑ $10.00

3 Bed

From$1,540

To$1,450

↓ $90.00

Fort Calhoun, NEZIP-level data

1BR range: $970–$970/mo

Lake Shore, MNZIP-level data

1BR range: $890–$890/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Fort Calhoun, NE

$7,474

Monthly in Lake Shore, MN

$26.03

Difference

Home Values

Fort Calhoun

Lake Shore

$521K

Median Value

$582K

↑ +2.3%

YoY Change

↑ +3.7%

↑ +36%

5-Year Change

↑ +46.1%

Homes in Lake Shore are 12% more expensive than Fort Calhoun

Calculate payment - Fort Calhoun Calculate payment - Lake Shore

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $1.1K

More taxes

Monthly Difference

$91.32

Less take-home

Effective Rate Diff

0.7%

Rate difference

Fort Calhoun, NE

Federal Income Tax

Effective: 18.9%

$25.5K

Nebraska State Tax

Effective: 6.2%

$9.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.9%

$46.3K

Take-Home Pay

$8,638/month

$103.7K

Lake Shore, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Additional Tax Information

Fort Calhoun, NE Tax Rates

Sales Tax:7.0%

Property Tax:1.8%

Lake Shore, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fort Calhoun

Lake Shore

45 Good

Air Quality

42 Good

63.7%

Good Air Days

66.4%

96 High

Climate Risk

98 High

🌊🌡🌪

Top Hazards

🌊🌡🌪

▲+3.4°F

2050 Outlook

▲+3.6°F

35 days

Heat Days >95°F

14 days

▲+3.4°F

2050 Outlook

▲+3.6°F

35 days

Heat Days >95°F

14 days

Before moving from Fort Calhoun, NE to Lake Shore, MN

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Lake Shore, MN for the same bedroom count and included utilities as your home in Fort Calhoun, NE. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Fort Calhoun to Lake Shore moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Lake Shore, MN by cost, housing, population and region.

Frequently Asked Questions: Fort Calhoun, NE vs Lake Shore, MN

How do the cost estimates for Fort Calhoun, NE and Lake Shore, MN compare?

Lake Shore, MN has a modeled overall cost index 0.9% lower than Fort Calhoun, NE. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Fort Calhoun, NE, the model estimates $149,688 in Lake Shore, MN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Fort Calhoun, NE and Lake Shore, MN?

The modeled two-bedroom rents are $1,160/month in Fort Calhoun, NE and $1,170/month in Lake Shore, MN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Nebraska and Minnesota on TaxTakeHome.com

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