Is Kansas City, MO cheaper than Fort Collins, CO?

Based on cost of living data, Kansas City, MO is 12.1% cheaper than Fort Collins, CO. This translates to saving $910 per month.

What salary do I need in Kansas City, MO to live like I do in Fort Collins, CO?

If you earn $150,000 in Fort Collins, CO, you'd need approximately $139,081.529 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Fort Collins, CO and Kansas City, MO?

Housing in Kansas City, MO is 22.7% cheaper than in Fort Collins, CO. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $1,302/month in Fort Collins, CO.

How much can I save per month by moving from Fort Collins, CO to Kansas City, MO?

Moving from Fort Collins, CO to Kansas City, MO could save you approximately $910 per month, or $10918 per year, based on a $150,000 salary.

Fort Collins, CO vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Fort Collins, CO — ZIP-level rent data · COL adjusted from Denver, CO area

Current salary in Fort Collins, CO

Numbers update automatically as you type

You'd save $910/month moving to Kansas City, MO

$150.0K in your current city equals $139.1K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 12.1%

Less expensive

Monthly Impact

$910

Savings

Annual Impact

$10.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fort Collins, CO

Population:170K

Cost Index:100

Median Home:$542K

Kansas City, MO

Population:508K

Cost Index:88

Median Home:$257K

Fort Collins, CO

The Centennial State

170K

Population

State Tax

Yes

Located in Colorado, this city has a population of 170K residents.

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Fort Collins, CO vs Kansas City, MO

Category	Fort Collins, CO	Kansas City, MO	Difference	Change
🏠Housing	$2,722/mo	$2,105/mo	↓ $617less	22.7%
🚗Transportation	$1,361/mo	$1,216/mo	↓ $145less	10.7%
📦Other	$1,652/mo	$1,607/mo	↓ $45.22less	2.7%
🛒Groceries	$993/mo	$949/mo	↓ $43.87less	4.4%
⚡All Utilities	$501/mo	$535/mo	↑ $34.58more	6.9%
🏥Healthcare	$610/mo	$607/mo	↓ $2.64less	0.4%

🏠Housing

↓ 22.7%

Fort Collins, CO

$2,722

Kansas City, MO

$2,105

Difference

$617

less

🚗Transportation

↓ 10.7%

Fort Collins, CO

$1,361

Kansas City, MO

$1,216

Difference

$145

less

📦Other

↓ 2.7%

Fort Collins, CO

$1,652

Kansas City, MO

$1,607

Difference

$45.22

less

🛒Groceries

↓ 4.4%

Fort Collins, CO

$993

Kansas City, MO

$949

Difference

$43.87

less

⚡All Utilities

↑ 6.9%

Fort Collins, CO

$501

Kansas City, MO

$535

Difference

$34.58

🏥Healthcare

↓ 0.4%

Fort Collins, CO

$610

Kansas City, MO

$607

Difference

$2.64

less

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Fort Collins, CO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,136

To$1,180

↑ $44.00

1 Bed

From$1,152

To$1,280

↑ $128

2 Bed

From$1,302

To$1,460

↑ $158

3 Bed

From$1,797

To$1,900

↑ $103

Fort Collins, COZIP-level data

1BR range: $1,400–$1,690/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,839

Monthly in Fort Collins, CO

$7,020

Monthly in Kansas City, MO

$820

Difference

Home Values

Fort Collins

Kansas City

$542K

Median Value

$257K

↓ -1.3%

YoY Change

↑ +0.6%

↑ +23.2%

5-Year Change

↑ +32.2%

$509K - $574K

Price Range

$80K - $587K

Homes in Kansas City are 53% less expensive than Fort Collins

Calculate payment - Fort Collins Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $1.3K

More taxes

Monthly Difference

$111

Less take-home

Effective Rate Diff

0.9%

Rate difference

Fort Collins, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Fort Collins, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.