Is New York, NY cheaper than Fort Collins, CO?

Based on cost of living data, New York, NY is 64.0% more expensive than Fort Collins, CO. This translates to spending an extra $4802 per month.

What salary do I need in New York, NY to live like I do in Fort Collins, CO?

If you earn $150,000 in Fort Collins, CO, you'd need approximately $207,618.854 in New York, NY to maintain the same standard of living.

How does housing cost compare between Fort Collins, CO and New York, NY?

Housing in New York, NY is 180.9% more expensive than in Fort Collins, CO. For a two-bedroom apartment, rent is $3,590/month in New York, NY compared to $1,302/month in Fort Collins, CO.

How much can I save per month by moving from Fort Collins, CO to New York, NY?

Living in New York, NY costs approximately $4802 more per month than Fort Collins, CO, or $57619 more per year, based on a $150,000 salary.

Fort Collins, CO vs New York, NY: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Fort Collins, CO

Numbers update automatically as you type

You'd spend $4.8K/month more in New York, NY

$150.0K in your current city equals $207.6K in New York, NY

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 64.0%

More expensive

Monthly Impact

$4,802

Extra cost

Annual Impact

$57.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fort Collins, CO

Population:170K

Cost Index:

100

100 = national average

Median Home:$542K

New York, NY

Population:8337K

Cost Index:

164

(64% above avg)

Median Home:$1.05M

Fort Collins, CO

The Centennial State

170K

Population

State Tax

Yes

Located in Colorado, this city has a population of 170K residents.

New York, NY

The Empire State

8.3M

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Most populous city in the US
•Major global financial center
•World-renowned cultural hub

Major Industries

FinanceReal EstateTechnologyMedia

Cost Breakdown by Category

Annual spending: Fort Collins, CO vs New York, NY

Category	Fort Collins, CO	New York, NY	Difference	Change
Housing	$2,722/mo	$7,648/mo	↑ $4,926more	180.9%
Other	$1,652/mo	$2,034/mo	↑ $382more	23.1%
Transportation	$1,361/mo	$1,602/mo	↑ $241more	17.7%
Groceries	$993/mo	$1,165/mo	↑ $172more	17.3%
All Utilities	$501/mo	$600/mo	↑ $99.06more	19.8%
Healthcare	$610/mo	$688/mo	↑ $77.91more	12.8%

Housing

↑ 180.9%

Fort Collins, CO

$2,722

New York, NY

$7,648

Difference

$4,926

Other

↑ 23.1%

Fort Collins, CO

$1,652

New York, NY

$2,034

Difference

$382

Transportation

↑ 17.7%

Fort Collins, CO

$1,361

New York, NY

$1,602

Difference

$241

Groceries

↑ 17.3%

Fort Collins, CO

$993

New York, NY

$1,165

Difference

$172

All Utilities

↑ 19.8%

Fort Collins, CO

$501

New York, NY

$600

Difference

$99.06

Healthcare

↑ 12.8%

Fort Collins, CO

$610

New York, NY

$688

Difference

$77.91

🏛️ Local Income Taxes

New York, NY: NYC Income Tax$5,689/yr (3.8%)

Fort Collins, CO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,136

To$3,120

↑ $1,984

1 Bed

From$1,152

To$3,270

↑ $2,118

2 Bed

From$1,302

To$3,590

↑ $2,288

3 Bed

From$1,797

To$4,500

↑ $2,703

Fort Collins, COZIP-level data

1BR range: $1,400–$1,690/mo

New York, NYZIP-level data

1BR range: $2,260–$3,990/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,839

Monthly in Fort Collins, CO

$13,737

Monthly in New York, NY

$5,898

Difference

Home Values

Fort Collins

New York

$542K

Median Value

$1.05M

↓ -1.3%

YoY Change

↓ -0.1%

↑ +23.2%

5-Year Change

↓ -5.9%

$509K - $574K

Price Range

$471K - $3.49M

Homes in New York are 94% more expensive than Fort Collins

Calculate payment - Fort Collins Calculate payment - New York

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $2.9K

More taxes

Monthly Difference

$245

Less take-home

Effective Rate Diff

2.0%

Rate difference

Fort Collins, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

New York, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Additional Tax Information

Fort Collins, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

New York, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.