Is Rancho Cucamonga, CA cheaper than Fort Collins, CO?

Based on cost of living data, Rancho Cucamonga, CA is 16.2% more expensive than Fort Collins, CO. This translates to spending an extra $1214 per month.

What salary do I need in Rancho Cucamonga, CA to live like I do in Fort Collins, CO?

If you earn $150,000 in Fort Collins, CO, you'd need approximately $164,563.355 in Rancho Cucamonga, CA to maintain the same standard of living.

How does housing cost compare between Fort Collins, CO and Rancho Cucamonga, CA?

Housing in Rancho Cucamonga, CA is 35.6% more expensive than in Fort Collins, CO. For a two-bedroom apartment, rent is $3,220/month in Rancho Cucamonga, CA compared to $1,302/month in Fort Collins, CO.

How much can I save per month by moving from Fort Collins, CO to Rancho Cucamonga, CA?

Living in Rancho Cucamonga, CA costs approximately $1214 more per month than Fort Collins, CO, or $14563 more per year, based on a $150,000 salary.

Fort Collins, CO vs Rancho Cucamonga, CA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Fort Collins, CO

Numbers update automatically as you type

You'd spend $1.2K/month more in Rancho Cucamonga, CA

$150.0K in your current city equals $164.6K in Rancho Cucamonga, CA

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 16.2%

More expensive

Monthly Impact

$1,214

Extra cost

Annual Impact

$14.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fort Collins, CO

Population:170K

Cost Index:

100

100 = national average

Median Home:$542K

Rancho Cucamonga, CA

Population:174K

Cost Index:

116

(16% above avg)

Median Home:$669K

Fort Collins, CO

The Centennial State

170K

Population

State Tax

Yes

Located in Colorado, this city has a population of 170K residents.

Rancho Cucamonga, CA

The Golden State

174K

Population

State Tax

Yes

Located in California, this city has a population of 174K residents.

Cost Breakdown by Category

Annual spending: Fort Collins, CO vs Rancho Cucamonga, CA

Category	Fort Collins, CO	Rancho Cucamonga, CA	Difference	Change
Housing	$2,722/mo	$3,690/mo	↑ $968more	35.6%
Transportation	$1,361/mo	$2,158/mo	↑ $797more	58.6%
Other	$1,652/mo	$1,724/mo	↑ $71.96more	4.4%
Healthcare	$610/mo	$551/mo	↓ $58.40less	9.6%
All Utilities	$501/mo	$557/mo	↑ $56.44more	11.3%
Groceries	$993/mo	$1,039/mo	↑ $46.06more	4.6%

Housing

↑ 35.6%

Fort Collins, CO

$2,722

Rancho Cucamonga, CA

$3,690

Difference

$968

Transportation

↑ 58.6%

Fort Collins, CO

$1,361

Rancho Cucamonga, CA

$2,158

Difference

$797

Other

↑ 4.4%

Fort Collins, CO

$1,652

Rancho Cucamonga, CA

$1,724

Difference

$71.96

Healthcare

↓ 9.6%

Fort Collins, CO

$610

Rancho Cucamonga, CA

$551

Difference

$58.40

less

All Utilities

↑ 11.3%

Fort Collins, CO

$501

Rancho Cucamonga, CA

$557

Difference

$56.44

Groceries

↑ 4.6%

Fort Collins, CO

$993

Rancho Cucamonga, CA

$1,039

Difference

$46.06

🏠Rent Comparison

Studio

From$1,136

To$2,480

↑ $1,344

1 Bed

From$1,152

To$2,600

↑ $1,448

2 Bed

From$1,302

To$3,220

↑ $1,918

3 Bed

From$1,797

To$4,260

↑ $2,463

Fort Collins, COZIP-level data

1BR range: $1,400–$1,690/mo

Rancho Cucamonga, CAZIP-level data

1BR range: $2,600–$2,600/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,839

Monthly in Fort Collins, CO

$9,721

Monthly in Rancho Cucamonga, CA

$1,881

Difference

Home Values

Fort Collins

Rancho Cucamonga

$542K

Median Value

$669K

↓ -1.3%

YoY Change

↓ -1.4%

↑ +23.2%

5-Year Change

↑ +35%

$509K - $574K

Price Range

$669K

Homes in Rancho Cucamonga are 23% more expensive than Fort Collins

Calculate payment - Fort Collins Calculate payment - Rancho Cucamonga

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.0K

More taxes

Monthly Difference

$336

Less take-home

Effective Rate Diff

2.7%

Rate difference

Fort Collins, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Rancho Cucamonga, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Fort Collins, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

Rancho Cucamonga, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.