Is Indianapolis, IN cheaper than Fort Hood, TX?

Based on cost of living data, Indianapolis, IN is 5.1% cheaper than Fort Hood, TX. This translates to saving $385 per month.

What salary do I need in Indianapolis, IN to live like I do in Fort Hood, TX?

If you earn $150,000 in Fort Hood, TX, you'd need approximately $145,380.354 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Fort Hood, TX and Indianapolis, IN?

Housing in Indianapolis, IN is 15.7% cheaper than in Fort Hood, TX. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,324/month in Fort Hood, TX.

How much can I save per month by moving from Fort Hood, TX to Indianapolis, IN?

Moving from Fort Hood, TX to Indianapolis, IN could save you approximately $385 per month, or $4620 per year, based on a $150,000 salary.

Fort Hood, TX vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Fort Hood, TX — COL adjusted from Austin, TX area + state data

Current salary in Fort Hood, TX

Numbers update automatically as you type

You'd save $385/month moving to Indianapolis, IN

$150.0K in your current city equals $145.4K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 5.1%

Less expensive

Monthly Impact

$385

Savings

Annual Impact

$4.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fort Hood, TX

Population:28K

Cost Index:100

Median Home:$558K

Indianapolis, IN

Population:888K

Cost Index:95

Median Home:$176K

Fort Hood, TX

The Lone Star State

28K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 28K residents.

💡 Advantage: Texas has no state income tax!

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Fort Hood, TX vs Indianapolis, IN

Category	Fort Hood, TX	Indianapolis, IN	Difference	Change
🏠Housing	$2,311/mo	$1,949/mo	↓ $362less	15.7%
🚗Transportation	$1,143/mo	$1,188/mo	↑ $45.16more	4.0%
📦Other	$1,550/mo	$1,590/mo	↑ $40.22more	2.6%
🏥Healthcare	$555/mo	$582/mo	↑ $27.01more	4.9%
🛒Groceries	$905/mo	$919/mo	↑ $14.14more	1.6%
⚡All Utilities	$510/mo	$503/mo	↓ $7.73less	1.5%

🏠Housing

↓ 15.7%

Fort Hood, TX

$2,311

Indianapolis, IN

$1,949

Difference

$362

less

🚗Transportation

↑ 4.0%

Fort Hood, TX

$1,143

Indianapolis, IN

$1,188

Difference

$45.16

📦Other

↑ 2.6%

Fort Hood, TX

$1,550

Indianapolis, IN

$1,590

Difference

$40.22

🏥Healthcare

↑ 4.9%

Fort Hood, TX

$555

Indianapolis, IN

$582

Difference

$27.01

🛒Groceries

↑ 1.6%

Fort Hood, TX

$905

Indianapolis, IN

$919

Difference

$14.14

⚡All Utilities

↓ 1.5%

Fort Hood, TX

$510

Indianapolis, IN

$503

Difference

$7.73

less

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Fort Hood, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$908

To$1,030

↑ $122

1 Bed

From$1,060

To$1,170

↑ $110

2 Bed

From$1,324

To$1,360

↑ $36.00

3 Bed

From$1,816

To$1,760

↓ $56.00

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,976

Monthly in Fort Hood, TX

$6,732

Monthly in Indianapolis, IN

$244

Difference

Home Values

Fort Hood

Indianapolis

Median Value

$176K

YoY Change

↓ -1.1%

5-Year Change

↑ +26.9%

Price Range

$109K - $340K

Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.8K

More taxes

Monthly Difference

$404

Less take-home

Effective Rate Diff

3.2%

Rate difference

Fort Hood, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Fort Hood, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.