Is Indianapolis, IN cheaper than Fort Lauderdale, FL?

Based on cost of living data, Indianapolis, IN is 22.3% cheaper than Fort Lauderdale, FL. This translates to saving $1674 per month.

What salary do I need in Indianapolis, IN to live like I do in Fort Lauderdale, FL?

If you earn $150,000 in Fort Lauderdale, FL, you'd need approximately $129,910.714 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Fort Lauderdale, FL and Indianapolis, IN?

Housing in Indianapolis, IN is 40.0% cheaper than in Fort Lauderdale, FL. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $2,330/month in Fort Lauderdale, FL.

How much can I save per month by moving from Fort Lauderdale, FL to Indianapolis, IN?

Moving from Fort Lauderdale, FL to Indianapolis, IN could save you approximately $1674 per month, or $20089 per year, based on a $150,000 salary.

Fort Lauderdale, FL vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Fort Lauderdale, FL — ZIP-level rent data · COL adjusted from Hialeah, FL area

Current salary in Fort Lauderdale, FL

Numbers update automatically as you type

You'd save $1.7K/month moving to Indianapolis, IN

$150.0K in your current city equals $129.9K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from Miami-Fort Lauderdale-Pompano Beach, FL area

Overall Cost

↓ 22.3%

Less expensive

Monthly Impact

$1,674

Savings

Annual Impact

$20.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fort Lauderdale, FL

Population:184K

Cost Index:100

Median Home:$530K

Indianapolis, IN

Population:888K

Cost Index:78

Median Home:$176K

Fort Lauderdale, FL

The Sunshine State

184K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 184K residents.

💡 Advantage: Florida has no state income tax!

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Fort Lauderdale, FL vs Indianapolis, IN

Category	Fort Lauderdale, FL	Indianapolis, IN	Difference	Change
🏠Housing	$3,248/mo	$1,949/mo	↓ $1,299less	40.0%
📦Other	$1,925/mo	$1,590/mo	↓ $335less	17.4%
🚗Transportation	$1,462/mo	$1,188/mo	↓ $273less	18.7%
🛒Groceries	$1,079/mo	$919/mo	↓ $160less	14.8%
⚡All Utilities	$519/mo	$503/mo	↓ $16.39less	3.2%
🏥Healthcare	$589/mo	$582/mo	↓ $6.20less	1.1%

🏠Housing

↓ 40.0%

Fort Lauderdale, FL

$3,248

Indianapolis, IN

$1,949

Difference

$1,299

less

📦Other

↓ 17.4%

Fort Lauderdale, FL

$1,925

Indianapolis, IN

$1,590

Difference

$335

less

🚗Transportation

↓ 18.7%

Fort Lauderdale, FL

$1,462

Indianapolis, IN

$1,188

Difference

$273

less

🛒Groceries

↓ 14.8%

Fort Lauderdale, FL

$1,079

Indianapolis, IN

$919

Difference

$160

less

⚡All Utilities

↓ 3.2%

Fort Lauderdale, FL

$519

Indianapolis, IN

$503

Difference

$16.39

less

🏥Healthcare

↓ 1.1%

Fort Lauderdale, FL

$589

Indianapolis, IN

$582

Difference

$6.20

less

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Fort Lauderdale, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,730

To$1,030

↓ $700

1 Bed

From$1,900

To$1,170

↓ $730

2 Bed

From$2,330

To$1,360

↓ $970

3 Bed

From$3,210

To$1,760

↓ $1,450

Fort Lauderdale, FLZIP-level data

1BR range: $1,490–$2,850/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,822

Monthly in Fort Lauderdale, FL

$6,732

Monthly in Indianapolis, IN

$2,090

Difference

Home Values

Fort Lauderdale

Indianapolis

$530K

Median Value

$176K

↓ -4.7%

YoY Change

↓ -1.1%

↑ +38.6%

5-Year Change

↑ +26.9%

$358K - $851K

Price Range

$109K - $340K

Homes in Indianapolis are 67% less expensive than Fort Lauderdale

Calculate payment - Fort Lauderdale Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.8K

More taxes

Monthly Difference

$404

Less take-home

Effective Rate Diff

3.2%

Rate difference

Fort Lauderdale, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Fort Lauderdale, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.