Fort Lauderdale, FL vs Miami, FL: Cost of Living

Which city costs less?

Miami, FL has a modeled overall cost index 9.8% higher than Fort Lauderdale, FL.

Fort Lauderdale, FL · modeled 2BR rent: $2,330 / month
Miami, FL · modeled 2BR rent: $2,660 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare Fort Lauderdale, FL and Miami, FL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Fort Lauderdale, FL

Numbers update automatically as you type

Estimated extra cost: $518/month in Miami, FL

$150,000 in your current city has a modeled equivalent of $156,215 in Miami, FL

Regional cost estimates: Fort Lauderdale, FL uses Hialeah, FL. Miami, FL uses Miami-Fort Lauderdale-Pompano Beach, FL Metropolitan Area. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 9.8%

More expensive

Monthly Impact

$518

Extra cost

Annual Impact

$6.2K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Fort Lauderdale, FL

Population:184K

Cost Index:

112.0

100 = national average

Typical Home:$530K

Miami, FL

Population:442K

Cost Index:

123.0

100 = national average

Typical Home:$510K

Planning the move to Miami?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Fort Lauderdale, FL

The Sunshine State

184K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 184K residents.

💡 Advantage: Florida has no state income tax!

Miami, FL

The Sunshine State

442K

Population

State Tax

No Income Tax

Climate

Tropical

Notable Facts

•Gateway to Latin America
•Major cruise port
•International business hub

Major Industries

International TradeTourismFinanceReal Estate

Cost Breakdown by Category

Estimated monthly spending: Fort Lauderdale, FL vs Miami, FL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Fort Lauderdale, FL	Miami, FL	Difference	Change
Housing	$2,762/mo	$3,137/mo	↑ $376more	13.6%
Other	$1,637/mo	$1,779/mo	↑ $142more	8.7%
Groceries	$917/mo	$917/mo	→ $0	0.0%
Transportation	$1,243/mo	$1,243/mo	→ $0	0.0%
All Utilities	$441/mo	$441/mo	→ $0	0.0%
Healthcare	$500/mo	$500/mo	→ $0	0.0%

Housing

↑ 13.6%

Fort Lauderdale, FL

$2,762

Miami, FL

$3,137

Difference

$376

Other

↑ 8.7%

Fort Lauderdale, FL

$1,637

Miami, FL

$1,779

Difference

$142

Groceries

→ 0.0%

Fort Lauderdale, FL

$917

Miami, FL

$917

Difference

same

Transportation

→ 0.0%

Fort Lauderdale, FL

$1,243

Miami, FL

$1,243

Difference

same

All Utilities

→ 0.0%

Fort Lauderdale, FL

$441

Miami, FL

$441

Difference

same

Healthcare

→ 0.0%

Fort Lauderdale, FL

$500

Miami, FL

$500

Difference

same

🏠Rent Comparison

Studio

From$1,730

To$1,995

↑ $265

1 Bed

From$1,900

To$2,180

↑ $280

2 Bed

From$2,330

To$2,660

↑ $330

3 Bed

From$3,210

To$3,415

↑ $205

Fort Lauderdale, FLZIP-level data

1BR range: $1,490–$2,850/mo

Miami, FLZIP-level data

1BR range: $1,550–$2,990/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Fort Lauderdale, FL

$8,018

Monthly in Miami, FL

$518

Difference

Home Values

Fort Lauderdale

Miami

$530K

Median Value

$510K

↓ -4.7%

YoY Change

↓ -3.6%

↑ +38.6%

5-Year Change

↑ +49.4%

$358K - $851K

Price Range

$278K - $1.53M

Homes in Miami are 4% less expensive than Fort Lauderdale

Calculate payment - Fort Lauderdale Calculate payment - Miami

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Fort Lauderdale, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Miami, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Fort Lauderdale, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Miami, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Fort Lauderdale, FL: No data yet

Miami, FL

28/100

2.5% sidewalk tags · 4.2% cycling tags

Environment

Fort Lauderdale

Miami

48 Good

Air Quality

48 Good

59.8%

Good Air Days

59.8%

100 Very High

Climate Risk

100 Very High

🌊🌅🌀

Top Hazards

🌊🌅🌀

▲+2.3°F

2050 Outlook

▲+2.3°F

22 days

Heat Days >95°F

15 days

▲+2.3°F

2050 Outlook

▲+2.3°F

22 days

Heat Days >95°F

15 days

Before moving from Fort Lauderdale, FL to Miami, FL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Miami, FL for the same bedroom count and included utilities as your home in Fort Lauderdale, FL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Fort Lauderdale to Miami moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Miami, FL by cost, housing, population and region.

Frequently Asked Questions: Fort Lauderdale, FL vs Miami, FL

How do the cost estimates for Fort Lauderdale, FL and Miami, FL compare?

Miami, FL has a modeled overall cost index 9.8% higher than Fort Lauderdale, FL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Fort Lauderdale, FL, the model estimates $156,215 in Miami, FL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Fort Lauderdale, FL and Miami, FL?

The modeled two-bedroom rents are $2,330/month in Fort Lauderdale, FL and $2,660/month in Miami, FL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.