Fort Lauderdale, FL vs West Palm Beach, FL: Cost of Living

Which city costs less?

West Palm Beach, FL has a modeled overall cost index 3.2% lower than Fort Lauderdale, FL.

Fort Lauderdale, FL · modeled 2BR rent
$2,330 / month
West Palm Beach, FL · modeled 2BR rent
$2,375 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Fort Lauderdale, FL and West Palm Beach, FL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated savings: $477/month in West Palm Beach, FL

$150,000 in your current city has a modeled equivalent of $144,275 in West Palm Beach, FL

Regional cost estimates: Fort Lauderdale, FL uses Hialeah, FL. West Palm Beach, FL uses Hialeah, FL. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 3.2%
Less expensive
Monthly Impact
$477
Savings
Annual Impact
$5.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Fort Lauderdale, FL

Population:184K
Cost Index:
112.0
100 = national average
Typical Home:$530K

West Palm Beach, FL

Population:124K
Cost Index:
108.4
100 = national average
Typical Home:$529K

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Fort Lauderdale, FL

The Sunshine State

184K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 184K residents.

💡 Advantage: Florida has no state income tax!

West Palm Beach, FL

The Sunshine State

124K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 124K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Fort Lauderdale, FL vs West Palm Beach, FL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 12.9%
Fort Lauderdale, FL
$2,762
West Palm Beach, FL
$2,406
Difference
$355
less
Other
↓ 3.2%
Fort Lauderdale, FL
$1,637
West Palm Beach, FL
$1,584
Difference
$52.18
less
Transportation
↓ 3.2%
Fort Lauderdale, FL
$1,243
West Palm Beach, FL
$1,203
Difference
$39.61
less
Groceries
↓ 1.6%
Fort Lauderdale, FL
$917
West Palm Beach, FL
$903
Difference
$14.74
less
Healthcare
↓ 1.6%
Fort Lauderdale, FL
$500
West Palm Beach, FL
$492
Difference
$8.04
less
All Utilities
↓ 1.6%
Fort Lauderdale, FL
$441
West Palm Beach, FL
$434
Difference
$7.09
less

🏠Rent Comparison

Studio
From$1,730
To$1,885
↑ $155
1 Bed
From$1,900
To$2,000
↑ $100
2 Bed
From$2,330
To$2,375
↑ $45.00
3 Bed
From$3,210
To$3,075
↓ $135
Fort Lauderdale, FLZIP-level data

1BR range: $1,490–$2,850/mo

West Palm Beach, FLZIP-level data

1BR range: $1,530–$2,410/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Fort Lauderdale, FL
$7,023
Monthly in West Palm Beach, FL
$477
Difference

Home Values

Fort Lauderdale
West Palm Beach
$530K
Median Value
$529K
↓ -4.7%
YoY Change
↓ -4.1%
↑ +38.6%
5-Year Change
↑ +51.4%
$358K - $851K
Price Range
$338K - $787K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Fort Lauderdale, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

West Palm Beach, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Fort Lauderdale, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

West Palm Beach, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fort Lauderdale
West Palm Beach
48 Good
Air Quality
48 Good
59.8%
Good Air Days
59.8%
100 Very High
Climate Risk
100 Very High
🌊🌅🌀
Top Hazards
🌊🌅🌀
▲+2.3°F
2050 Outlook
▲+2.3°F
22 days
Heat Days >95°F
22 days
▲+2.3°F
2050 Outlook
▲+2.3°F
22 days
Heat Days >95°F
22 days

Before moving from Fort Lauderdale, FL to West Palm Beach, FL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in West Palm Beach, FL for the same bedroom count and included utilities as your home in Fort Lauderdale, FL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Fort Lauderdale to West Palm Beach moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to West Palm Beach, FL by cost, housing, population and region.

Frequently Asked Questions: Fort Lauderdale, FL vs West Palm Beach, FL

How do the cost estimates for Fort Lauderdale, FL and West Palm Beach, FL compare?

West Palm Beach, FL has a modeled overall cost index 3.2% lower than Fort Lauderdale, FL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Fort Lauderdale, FL, the model estimates $144,275 in West Palm Beach, FL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Fort Lauderdale, FL and West Palm Beach, FL?

The modeled two-bedroom rents are $2,330/month in Fort Lauderdale, FL and $2,375/month in West Palm Beach, FL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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