Fort Loramie, OH vs Albion, NE: Cost of Living

Which city costs less?

Albion, NE has a modeled overall cost index 2.2% higher than Fort Loramie, OH.

Fort Loramie, OH · modeled 2BR rent
$970 / month
Albion, NE · modeled 2BR rent
$1,020 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Fort Loramie, OH and Albion, NE using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $120/month in Albion, NE

$150,000 in your current city has a modeled equivalent of $151,437 in Albion, NE

Regional cost estimates: Fort Loramie, OH uses Fort Wayne, IN. Albion, NE uses Lincoln, NE. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 2.2%
More expensive
Monthly Impact
$120
Extra cost
Annual Impact
$1.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Fort Loramie, OH

Population:2K
Cost Index:
74.6
100 = national average
Typical Home:$321K

Albion, NE

Population:2K
Cost Index:
76.3
100 = national average
Typical Home:$299K

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Fort Loramie, OH

The Buckeye State

2K
Population
State Tax
Yes

Located in Ohio, this city has a population of 2K residents.

Albion, NE

The Cornhusker State

2K
Population
State Tax
Yes

Located in Nebraska, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Fort Loramie, OH vs Albion, NE

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 7.9%
Fort Loramie, OH
$1,910
Albion, NE
$2,061
Difference
$151
more
Healthcare
↑ 13.0%
Fort Loramie, OH
$717
Albion, NE
$810
Difference
$93.14
more
All Utilities
↓ 9.7%
Fort Loramie, OH
$618
Albion, NE
$558
Difference
$60.21
less
Transportation
↓ 2.5%
Fort Loramie, OH
$1,386
Albion, NE
$1,352
Difference
$34.25
less
Other
↓ 1.5%
Fort Loramie, OH
$1,738
Albion, NE
$1,712
Difference
$26.40
less
Groceries
↓ 0.3%
Fort Loramie, OH
$1,131
Albion, NE
$1,128
Difference
$3.27
less

🏠Rent Comparison

Studio
From$680
To$710
↑ $30.00
1 Bed
From$740
To$780
↑ $40.00
2 Bed
From$970
To$1,020
↑ $50.00
3 Bed
From$1,300
To$1,350
↑ $50.00
Fort Loramie, OHZIP-level data

1BR range: $740–$740/mo

Albion, NEZIP-level data

1BR range: $780–$780/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Fort Loramie, OH
$7,620
Monthly in Albion, NE
$120
Difference

Home Values

Fort Loramie
Albion
$321K
Median Value
$299K
↑ +10.2%
YoY Change
↑ +8.8%
↑ +47.7%
5-Year Change
↑ +44.4%

Homes in Albion are 7% less expensive than Fort Loramie

Calculate payment - Fort LoramieCalculate payment - Albion

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.9K
More taxes
Monthly Difference
$409
Less take-home
Effective Rate Diff
3.3%
Rate difference

Fort Loramie, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Albion, NE

Federal Income Tax
Effective: 18.9%
$25.5K
Nebraska State Tax
Effective: 6.2%
$9.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.9%
$46.3K
Take-Home Pay
$8,638/month
$103.7K

Additional Tax Information

Fort Loramie, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Albion, NE Tax Rates

Sales Tax:7.0%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fort Loramie
Albion
45 Good
Air Quality
41 Good
62.6%
Good Air Days
83.7%
91 Moderate
Climate Risk
91 Moderate
🌊🌪💨
Top Hazards
🌪💨
▲+3.1°F
2050 Outlook
▲+3.3°F
17 days
Heat Days >95°F
38 days
▲+3.1°F
2050 Outlook
▲+3.3°F
17 days
Heat Days >95°F
38 days

Before moving from Fort Loramie, OH to Albion, NE

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Albion, NE for the same bedroom count and included utilities as your home in Fort Loramie, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Fort Loramie to Albion moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Albion, NE by cost, housing, population and region.

Frequently Asked Questions: Fort Loramie, OH vs Albion, NE

How do the cost estimates for Fort Loramie, OH and Albion, NE compare?

Albion, NE has a modeled overall cost index 2.2% higher than Fort Loramie, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Fort Loramie, OH, the model estimates $151,437 in Albion, NE. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Fort Loramie, OH and Albion, NE?

The modeled two-bedroom rents are $970/month in Fort Loramie, OH and $1,020/month in Albion, NE. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Nebraska on TaxTakeHome.com

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