Fort Loramie, OH vs Fort Recovery, OH: Cost of Living

Which city costs less?

Fort Recovery, OH has a modeled overall cost index 0.6% higher than Fort Loramie, OH.

Fort Loramie, OH · modeled 2BR rent
$970 / month
Fort Recovery, OH · modeled 2BR rent
$970 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Fort Loramie, OH and Fort Recovery, OH using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $35.48/month in Fort Recovery, OH

$150,000 in your current city has a modeled equivalent of $150,426 in Fort Recovery, OH

Regional cost estimates: Fort Loramie, OH uses Fort Wayne, IN. Fort Recovery, OH uses Fort Wayne, IN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 0.6%
More expensive
Monthly Impact
$35.48
Extra cost
Annual Impact
$426
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Fort Loramie, OH

Population:2K
Cost Index:
74.6
100 = national average
Typical Home:$321K

Fort Recovery, OH

Population:1K
Cost Index:
75.0
100 = national average
Typical Home:$327K

Planning the move to Fort Recovery?

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Fort Loramie, OH

The Buckeye State

2K
Population
State Tax
Yes

Located in Ohio, this city has a population of 2K residents.

Fort Recovery, OH

The Buckeye State

1K
Population
State Tax
Yes

Located in Ohio, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Fort Loramie, OH vs Fort Recovery, OH

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 0.6%
Fort Loramie, OH
$1,910
Fort Recovery, OH
$1,921
Difference
$10.82
more
Other
↑ 0.6%
Fort Loramie, OH
$1,738
Fort Recovery, OH
$1,748
Difference
$9.84
more
Transportation
↑ 0.6%
Fort Loramie, OH
$1,386
Fort Recovery, OH
$1,394
Difference
$7.85
more
Groceries
↑ 0.3%
Fort Loramie, OH
$1,131
Fort Recovery, OH
$1,134
Difference
$3.20
more
Healthcare
↑ 0.3%
Fort Loramie, OH
$717
Fort Recovery, OH
$719
Difference
$2.03
more
All Utilities
↑ 0.3%
Fort Loramie, OH
$618
Fort Recovery, OH
$620
Difference
$1.75
more

🏠Rent Comparison

Studio
From$680
To$740
↑ $60.00
1 Bed
From$740
To$780
↑ $40.00
2 Bed
From$970
To$970
→ $0
3 Bed
From$1,300
To$1,270
↓ $30.00
Fort Loramie, OHZIP-level data

1BR range: $740–$740/mo

Fort Recovery, OHZIP-level data

1BR range: $780–$780/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Fort Loramie, OH
$7,535
Monthly in Fort Recovery, OH
$35.48
Difference

Home Values

Fort Loramie
Fort Recovery
$321K
Median Value
$327K
↑ +10.2%
YoY Change
↑ +7.3%
↑ +47.7%
5-Year Change
↑ +41.2%

Homes in Fort Recovery are 2% more expensive than Fort Loramie

Calculate payment - Fort LoramieCalculate payment - Fort Recovery

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Fort Loramie, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Fort Recovery, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Additional Tax Information

Fort Loramie, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Fort Recovery, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fort Loramie
Fort Recovery
45 Good
Air Quality
45 Good
62.6%
Good Air Days
62.6%
91 Moderate
Climate Risk
91 Moderate
🌊🌪💨
Top Hazards
🌊🌪💨
▲+3.1°F
2050 Outlook
▲+3.1°F
17 days
Heat Days >95°F
17 days
▲+3.1°F
2050 Outlook
▲+3.1°F
17 days
Heat Days >95°F
17 days

Before moving from Fort Loramie, OH to Fort Recovery, OH

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Fort Recovery, OH for the same bedroom count and included utilities as your home in Fort Loramie, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Fort Loramie to Fort Recovery moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Fort Recovery, OH by cost, housing, population and region.

Frequently Asked Questions: Fort Loramie, OH vs Fort Recovery, OH

How do the cost estimates for Fort Loramie, OH and Fort Recovery, OH compare?

Fort Recovery, OH has a modeled overall cost index 0.6% higher than Fort Loramie, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Fort Loramie, OH, the model estimates $150,426 in Fort Recovery, OH. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Fort Loramie, OH and Fort Recovery, OH?

The modeled two-bedroom rents are $970/month in Fort Loramie, OH and $970/month in Fort Recovery, OH. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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