Fort Myers Beach, FL vs Austin, TX: Cost of Living

Which city costs less?

Austin, TX has a modeled overall cost index 15.0% higher than Fort Myers Beach, FL.

Fort Myers Beach, FL · modeled 2BR rent
$1,960 / month
Austin, TX · modeled 2BR rent
$1,995 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Fort Myers Beach, FL and Austin, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $1,065/month in Austin, TX

$150,000 in your current city has a modeled equivalent of $162,783 in Austin, TX

Regional cost estimates: Fort Myers Beach, FL uses Hialeah, FL. Austin, TX uses Austin-Round Rock-Georgetown, TX Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 15.0%
More expensive
Monthly Impact
$1,065
Extra cost
Annual Impact
$12.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Fort Myers Beach, FL

Population:5K
Cost Index:
89.6
100 = national average
Typical Home:$485K

Austin, TX

Population:979K
Cost Index:
103.0
100 = national average
Typical Home:$558K

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Fort Myers Beach, FL

The Sunshine State

5K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 5K residents.

💡 Advantage: Florida has no state income tax!

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Live music capital
  • •Major tech hub
  • •SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Estimated monthly spending: Fort Myers Beach, FL vs Austin, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 23.3%
Fort Myers Beach, FL
$2,504
Austin, TX
$3,089
Difference
$585
more
Other
↑ 13.1%
Fort Myers Beach, FL
$1,649
Austin, TX
$1,864
Difference
$215
more
Transportation
↑ 9.8%
Fort Myers Beach, FL
$1,252
Austin, TX
$1,375
Difference
$123
more
All Utilities
↑ 16.5%
Fort Myers Beach, FL
$497
Austin, TX
$579
Difference
$82.11
more
Healthcare
↑ 11.8%
Fort Myers Beach, FL
$564
Austin, TX
$630
Difference
$66.57
more
Groceries
↓ 0.6%
Fort Myers Beach, FL
$1,034
Austin, TX
$1,027
Difference
$6.35
less

🏠Rent Comparison

Studio
From$1,630
To$1,585
↓ $45.00
1 Bed
From$1,640
To$1,685
↑ $45.00
2 Bed
From$1,960
To$1,995
↑ $35.00
3 Bed
From$2,560
To$2,525
↓ $35.00
Fort Myers Beach, FLZIP-level data

1BR range: $1,640–$1,640/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Fort Myers Beach, FL
$8,565
Monthly in Austin, TX
$1,065
Difference

Home Values

Fort Myers Beach
Austin
$485K
Median Value
$558K
↓ -11.8%
YoY Change
↓ -5%
↑ +6.7%
5-Year Change
↑ +12.6%
$485K
Price Range
$272K - $1.26M

Homes in Austin are 15% more expensive than Fort Myers Beach

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Fort Myers Beach, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Fort Myers Beach, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Fort Myers Beach
Austin
48 Good
Air Quality
52 Moderate
59.8%
Good Air Days
42.6%
100 Very High
Climate Risk
98 High
🌊🌅🌀
Top Hazards
🌊🌡🌪
▲+2.3°F
2050 Outlook
▲+2.5°F
22 days
Heat Days >95°F
98 days
▲+2.3°F
2050 Outlook
▲+2.5°F
22 days
Heat Days >95°F
98 days

Before moving from Fort Myers Beach, FL to Austin, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Austin, TX for the same bedroom count and included utilities as your home in Fort Myers Beach, FL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Fort Myers Beach to Austin moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Austin, TX by cost, housing, population and region.

Frequently Asked Questions: Fort Myers Beach, FL vs Austin, TX

How do the cost estimates for Fort Myers Beach, FL and Austin, TX compare?

Austin, TX has a modeled overall cost index 15.0% higher than Fort Myers Beach, FL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Fort Myers Beach, FL, the model estimates $162,783 in Austin, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Fort Myers Beach, FL and Austin, TX?

The modeled two-bedroom rents are $1,960/month in Fort Myers Beach, FL and $1,995/month in Austin, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Florida and Texas on TaxTakeHome.com

Where your money goes further

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