Is Nashville, TN cheaper than Fort Myers, FL?

Based on cost of living data, Nashville, TN is 7.7% more expensive than Fort Myers, FL. This translates to spending an extra $580 per month.

What salary do I need in Nashville, TN to live like I do in Fort Myers, FL?

If you earn $150,000 in Fort Myers, FL, you'd need approximately $156,958.77 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Fort Myers, FL and Nashville, TN?

Housing in Nashville, TN is 17.4% more expensive than in Fort Myers, FL. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,487/month in Fort Myers, FL.

How much can I save per month by moving from Fort Myers, FL to Nashville, TN?

Living in Nashville, TN costs approximately $580 more per month than Fort Myers, FL, or $6959 more per year, based on a $150,000 salary.

Fort Myers, FL vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Fort Myers, FL — ZIP-level rent data · COL adjusted from Tampa, FL area

Current salary in Fort Myers, FL

Numbers update automatically as you type

You'd spend $580/month more in Nashville, TN

$150.0K in your current city equals $157.0K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 7.7%

More expensive

Monthly Impact

$580

Extra cost

Annual Impact

$7.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fort Myers, FL

Population:97K

Cost Index:100

Median Home:$274K

Nashville, TN

Population:689K

Cost Index:108

Median Home:$489K

Fort Myers, FL

The Sunshine State

97K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 97K residents.

💡 Advantage: Florida has no state income tax!

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Fort Myers, FL vs Nashville, TN

Category	Fort Myers, FL	Nashville, TN	Difference	Change
🏠Housing	$2,258/mo	$2,651/mo	↑ $393more	17.4%
📦Other	$1,678/mo	$1,942/mo	↑ $264more	15.7%
🚗Transportation	$1,192/mo	$1,284/mo	↑ $92.16more	7.7%
🏥Healthcare	$549/mo	$607/mo	↑ $58.01more	10.6%
⚡All Utilities	$553/mo	$519/mo	↓ $33.67less	6.1%
🛒Groceries	$982/mo	$949/mo	↓ $32.69less	3.3%

🏠Housing

↑ 17.4%

Fort Myers, FL

$2,258

Nashville, TN

$2,651

Difference

$393

📦Other

↑ 15.7%

Fort Myers, FL

$1,678

Nashville, TN

$1,942

Difference

$264

🚗Transportation

↑ 7.7%

Fort Myers, FL

$1,192

Nashville, TN

$1,284

Difference

$92.16

🏥Healthcare

↑ 10.6%

Fort Myers, FL

$549

Nashville, TN

$607

Difference

$58.01

⚡All Utilities

↓ 6.1%

Fort Myers, FL

$553

Nashville, TN

$519

Difference

$33.67

less

🛒Groceries

↓ 3.3%

Fort Myers, FL

$982

Nashville, TN

$949

Difference

$32.69

less

🏠Rent Comparison

Studio

From$1,235

To$1,600

↑ $365

1 Bed

From$1,243

To$1,680

↑ $437

2 Bed

From$1,487

To$1,840

↑ $353

3 Bed

From$1,941

To$2,350

↑ $409

Fort Myers, FLZIP-level data

1BR range: $1,340–$1,970/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,212

Monthly in Fort Myers, FL

$7,952

Monthly in Nashville, TN

$740

Difference

Home Values

Fort Myers

Nashville

$274K

Median Value

$489K

↓ -12.6%

YoY Change

↓ -2.1%

↑ +28.2%

5-Year Change

↑ +32.1%

$207K - $440K

Price Range

$320K - $1.16M

Homes in Nashville are 78% more expensive than Fort Myers

Calculate payment - Fort Myers Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Fort Myers, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Fort Myers, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.