Is St. Louis, MO cheaper than Fort Myers, FL?

Based on cost of living data, St. Louis, MO is 9.0% cheaper than Fort Myers, FL. This translates to saving $675 per month.

What salary do I need in St. Louis, MO to live like I do in Fort Myers, FL?

If you earn $150,000 in Fort Myers, FL, you'd need approximately $141,897.214 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Fort Myers, FL and St. Louis, MO?

Housing in St. Louis, MO is 17.1% cheaper than in Fort Myers, FL. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,487/month in Fort Myers, FL.

How much can I save per month by moving from Fort Myers, FL to St. Louis, MO?

Moving from Fort Myers, FL to St. Louis, MO could save you approximately $675 per month, or $8103 per year, based on a $150,000 salary.

Fort Myers, FL vs St. Louis, MO: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Fort Myers, FL — ZIP-level rent data · COL adjusted from Tampa, FL area

Current salary in Fort Myers, FL

Numbers update automatically as you type

You'd save $675/month moving to St. Louis, MO

$150.0K in your current city equals $141.9K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 9.0%

Less expensive

Monthly Impact

$675

Savings

Annual Impact

$8.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fort Myers, FL

Population:97K

Cost Index:100

Median Home:$274K

St. Louis, MO

Population:302K

Cost Index:91

Median Home:$145K

Fort Myers, FL

The Sunshine State

97K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 97K residents.

💡 Advantage: Florida has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Fort Myers, FL vs St. Louis, MO

Category	Fort Myers, FL	St. Louis, MO	Difference	Change
🏠Housing	$2,258/mo	$1,871/mo	↓ $387less	17.1%
📦Other	$1,678/mo	$1,607/mo	↓ $71.13less	4.2%
🛒Groceries	$982/mo	$949/mo	↓ $32.69less	3.3%
🚗Transportation	$1,192/mo	$1,216/mo	↑ $23.86more	2.0%
🏥Healthcare	$549/mo	$527/mo	↓ $22.53less	4.1%
⚡All Utilities	$553/mo	$535/mo	↓ $17.28less	3.1%

🏠Housing

↓ 17.1%

Fort Myers, FL

$2,258

St. Louis, MO

$1,871

Difference

$387

less

📦Other

↓ 4.2%

Fort Myers, FL

$1,678

St. Louis, MO

$1,607

Difference

$71.13

less

🛒Groceries

↓ 3.3%

Fort Myers, FL

$982

St. Louis, MO

$949

Difference

$32.69

less

🚗Transportation

↑ 2.0%

Fort Myers, FL

$1,192

St. Louis, MO

$1,216

Difference

$23.86

🏥Healthcare

↓ 4.1%

Fort Myers, FL

$549

St. Louis, MO

$527

Difference

$22.53

less

⚡All Utilities

↓ 3.1%

Fort Myers, FL

$553

St. Louis, MO

$535

Difference

$17.28

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Fort Myers, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,235

To$910

↓ $325

1 Bed

From$1,243

To$950

↓ $293

2 Bed

From$1,487

To$1,160

↓ $327

3 Bed

From$1,941

To$1,490

↓ $451

Fort Myers, FLZIP-level data

1BR range: $1,340–$1,970/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,212

Monthly in Fort Myers, FL

$6,705

Monthly in St. Louis, MO

$507

Difference

Home Values

Fort Myers

St. Louis

$274K

Median Value

$145K

↓ -12.6%

YoY Change

↓ -0.8%

↑ +28.2%

5-Year Change

↑ +10.9%

$207K - $440K

Price Range

$38K - $302K

Homes in St. Louis are 47% less expensive than Fort Myers

Calculate payment - Fort Myers Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Fort Myers, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Fort Myers, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.