Fort Pierce, FL vs Winter Haven, FL: Cost of Living

Which city costs less?

Winter Haven, FL has a modeled overall cost index 3.8% higher than Fort Pierce, FL.

Fort Pierce, FL · modeled 2BR rent: $1,475 / month
Winter Haven, FL · modeled 2BR rent: $1,370 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Fort Pierce, FL and Winter Haven, FL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Fort Pierce, FL

Numbers update automatically as you type

Estimated extra cost: $246/month in Winter Haven, FL

$150,000 in your current city has a modeled equivalent of $152,953 in Winter Haven, FL

Regional cost estimates: Fort Pierce, FL uses Orlando, FL. Winter Haven, FL uses Orlando, FL. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 3.8%

More expensive

Monthly Impact

$246

Extra cost

Annual Impact

$3.0K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Fort Pierce, FL

Population:49K

Cost Index:

95.1

100 = national average

Typical Home:$282K

Winter Haven, FL

Population:57K

Cost Index:

98.7

100 = national average

Typical Home:$262K

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Fort Pierce, FL

The Sunshine State

49K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 49K residents.

💡 Advantage: Florida has no state income tax!

Winter Haven, FL

The Sunshine State

57K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 57K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Fort Pierce, FL vs Winter Haven, FL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Fort Pierce, FL	Winter Haven, FL	Difference	Change
Housing	$2,346/mo	$2,436/mo	↑ $90.16more	3.8%
Other	$1,744/mo	$1,811/mo	↑ $67.02more	3.8%
Transportation	$1,239/mo	$1,286/mo	↑ $47.60more	3.8%
Groceries	$1,023/mo	$1,043/mo	↑ $19.48more	1.9%
All Utilities	$576/mo	$587/mo	↑ $10.96more	1.9%
Healthcare	$572/mo	$583/mo	↑ $10.89more	1.9%

Housing

↑ 3.8%

Fort Pierce, FL

$2,346

Winter Haven, FL

$2,436

Difference

$90.16

Other

↑ 3.8%

Fort Pierce, FL

$1,744

Winter Haven, FL

$1,811

Difference

$67.02

Transportation

↑ 3.8%

Fort Pierce, FL

$1,239

Winter Haven, FL

$1,286

Difference

$47.60

Groceries

↑ 1.9%

Fort Pierce, FL

$1,023

Winter Haven, FL

$1,043

Difference

$19.48

All Utilities

↑ 1.9%

Fort Pierce, FL

$576

Winter Haven, FL

$587

Difference

$10.96

Healthcare

↑ 1.9%

Fort Pierce, FL

$572

Winter Haven, FL

$583

Difference

$10.89

🏠Rent Comparison

Studio

From$1,225

To$1,120

↓ $105

1 Bed

From$1,235

To$1,130

↓ $105

2 Bed

From$1,475

To$1,370

↓ $105

3 Bed

From$2,040

To$1,850

↓ $190

Fort Pierce, FLZIP-level data

1BR range: $1,230–$1,470/mo

Winter Haven, FLZIP-level data

1BR range: $1,130–$1,130/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Fort Pierce, FL

$7,746

Monthly in Winter Haven, FL

$246

Difference

Home Values

Fort Pierce

Winter Haven

$282K

Median Value

$262K

↓ -3.7%

YoY Change

↓ -5.1%

↑ +45.5%

5-Year Change

↑ +31.7%

$184K - $412K

Price Range

$262K

Homes in Winter Haven are 7% less expensive than Fort Pierce

Calculate payment - Fort Pierce Calculate payment - Winter Haven

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Fort Pierce, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Winter Haven, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Fort Pierce, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Winter Haven, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fort Pierce

Winter Haven

41 Good

Air Quality

41 Good

75.6%

Good Air Days

75.6%

98 High

Climate Risk

98 High

🌊🌀🌪

Top Hazards

🌊🌀🌪

▲+2.3°F

2050 Outlook

▲+2.3°F

58 days

Heat Days >95°F

58 days

▲+2.3°F

2050 Outlook

▲+2.3°F

58 days

Heat Days >95°F

58 days

Before moving from Fort Pierce, FL to Winter Haven, FL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Winter Haven, FL for the same bedroom count and included utilities as your home in Fort Pierce, FL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Fort Pierce to Winter Haven moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Winter Haven, FL by cost, housing, population and region.

Frequently Asked Questions: Fort Pierce, FL vs Winter Haven, FL

How do the cost estimates for Fort Pierce, FL and Winter Haven, FL compare?

Winter Haven, FL has a modeled overall cost index 3.8% higher than Fort Pierce, FL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Fort Pierce, FL, the model estimates $152,953 in Winter Haven, FL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Fort Pierce, FL and Winter Haven, FL?

The modeled two-bedroom rents are $1,475/month in Fort Pierce, FL and $1,370/month in Winter Haven, FL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.