Fort Pierre, SD vs Elk Point, SD: Cost of Living

Which city costs less?

Elk Point, SD has a modeled overall cost index 15.8% higher than Fort Pierre, SD.

Fort Pierre, SD · modeled 2BR rent
$1,030 / month
Elk Point, SD · modeled 2BR rent
$980 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Fort Pierre, SD and Elk Point, SD using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $971/month in Elk Point, SD

$150,000 in your current city has a modeled equivalent of $161,655 in Elk Point, SD

Regional cost estimates: Fort Pierre, SD uses Omaha, NE. Elk Point, SD uses Omaha, NE. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 15.8%
More expensive
Monthly Impact
$971
Extra cost
Annual Impact
$11.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Fort Pierre, SD

Population:2K
Cost Index:
64.6
100 = national average
Typical Home:$294K

Elk Point, SD

Population:2K
Cost Index:
74.8
100 = national average
Typical Home:$285K

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Fort Pierre, SD

The Mount Rushmore State

2K
Population
State Tax
No Income Tax

Located in South Dakota, this city has a population of 2K residents.

💡 Advantage: South Dakota has no state income tax!

Elk Point, SD

The Mount Rushmore State

2K
Population
State Tax
No Income Tax

Located in South Dakota, this city has a population of 2K residents.

💡 Advantage: South Dakota has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Fort Pierre, SD vs Elk Point, SD

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 15.8%
Fort Pierre, SD
$1,959
Elk Point, SD
$2,267
Difference
$309
more
Other
↑ 15.8%
Fort Pierre, SD
$1,679
Elk Point, SD
$1,943
Difference
$265
more
Transportation
↑ 15.8%
Fort Pierre, SD
$1,285
Elk Point, SD
$1,488
Difference
$202
more
Groceries
↑ 7.6%
Fort Pierre, SD
$1,165
Elk Point, SD
$1,253
Difference
$88.41
more
Healthcare
↑ 7.6%
Fort Pierre, SD
$836
Elk Point, SD
$900
Difference
$63.48
more
All Utilities
↑ 7.6%
Fort Pierre, SD
$577
Elk Point, SD
$620
Difference
$43.77
more

🏠Rent Comparison

Studio
From$710
To$680
↓ $30.00
1 Bed
From$790
To$790
→ $0
2 Bed
From$1,030
To$980
↓ $50.00
3 Bed
From$1,310
To$1,180
↓ $130
Fort Pierre, SDZIP-level data

1BR range: $790–$790/mo

Elk Point, SDZIP-level data

1BR range: $790–$790/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Fort Pierre, SD
$8,471
Monthly in Elk Point, SD
$971
Difference

Home Values

Fort Pierre
Elk Point
$294K
Median Value
$285K
↓ -1.8%
YoY Change
↑ +5.4%
↑ +11.7%
5-Year Change
↑ +33.4%

Homes in Elk Point are 3% less expensive than Fort Pierre

Calculate payment - Fort PierreCalculate payment - Elk Point

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Fort Pierre, SD

Federal Income Tax
Effective: 18.9%
$25.5K
South Dakota State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Elk Point, SD

Federal Income Tax
Effective: 18.9%
$25.5K
South Dakota State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Fort Pierre, SD Tax Rates

Sales Tax:6.4%
Property Tax:1.3%

Elk Point, SD Tax Rates

Sales Tax:6.4%
Property Tax:1.3%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fort Pierre
Elk Point
45 Good
Air Quality
45 Good
63.7%
Good Air Days
63.7%
96 High
Climate Risk
96 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.4°F
2050 Outlook
▲+3.4°F
35 days
Heat Days >95°F
35 days
▲+3.4°F
2050 Outlook
▲+3.4°F
35 days
Heat Days >95°F
35 days

Before moving from Fort Pierre, SD to Elk Point, SD

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Elk Point, SD for the same bedroom count and included utilities as your home in Fort Pierre, SD. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Fort Pierre to Elk Point moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Elk Point, SD by cost, housing, population and region.

Frequently Asked Questions: Fort Pierre, SD vs Elk Point, SD

How do the cost estimates for Fort Pierre, SD and Elk Point, SD compare?

Elk Point, SD has a modeled overall cost index 15.8% higher than Fort Pierre, SD. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Fort Pierre, SD, the model estimates $161,655 in Elk Point, SD. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Fort Pierre, SD and Elk Point, SD?

The modeled two-bedroom rents are $1,030/month in Fort Pierre, SD and $980/month in Elk Point, SD. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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