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Cost of Living Comparison 2026

๐Ÿ“ Fort Smith, AR โ€” ZIP-level rent data ยท COL adjusted from Tulsa, OK area

$

Numbers update automatically as you type

You'd spend $1.9K/month more in Denver, CO

$150.0K in your current city equals $172.3K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 24.8%
More expensive
Monthly Impact
$1,857
Extra cost
Annual Impact
$22.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fort Smith, AR

Population:90K
Cost Index:100
Median Home:$224K

Denver, CO

Population:716K
Cost Index:125
Median Home:$513K

Fort Smith, AR

The Natural State

90K
Population
State Tax
Yes

Located in Arkansas, this city has a population of 90K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Fort Smith, AR vs Denver, CO

๐Ÿ Housing
โ†‘ 69.0%
Fort Smith, AR
$1,922
Denver, CO
$3,248
Difference
$1,326
more
๐Ÿš—Transportation
โ†‘ 16.0%
Fort Smith, AR
$1,260
Denver, CO
$1,462
Difference
$202
more
๐Ÿ›’Groceries
โ†‘ 12.4%
Fort Smith, AR
$915
Denver, CO
$1,029
Difference
$114
more
๐ŸฅHealthcare
โ†‘ 19.2%
Fort Smith, AR
$530
Denver, CO
$632
Difference
$102
more
๐Ÿ“ฆOther
โ†‘ 4.6%
Fort Smith, AR
$1,696
Denver, CO
$1,774
Difference
$78.02
more
โšกAll Utilities
โ†‘ 6.0%
Fort Smith, AR
$490
Denver, CO
$519
Difference
$29.54
more

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Fort Smith, AR has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$689
To$1,720
โ†‘ $1,031
1 Bed
From$720
To$1,840
โ†‘ $1,120
2 Bed
From$953
To$2,190
โ†‘ $1,237
3 Bed
From$1,287
To$2,870
โ†‘ $1,583
Fort Smith, ARZIP-level data

1BR range: $710โ€“$900/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,814
Monthly in Fort Smith, AR
$8,665
Monthly in Denver, CO
$1,851
Difference

Home Values

Fort Smith
Denver
$224K
Median Value
$513K
โ†‘ +1%
YoY Change
โ†“ -4.2%
โ†‘ +29.8%
5-Year Change
โ†‘ +13%
$110K - $313K
Price Range
$352K - $933K

Homes in Denver are 129% more expensive than Fort Smith

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.4K
Per year
Monthly Difference
$202
More take-home
Effective Rate Diff
1.6%
Rate difference

Fort Smith, AR

Federal Income Tax
Effective: 18.9%
$25.5K
Arkansas State Tax
Effective: 6.0%
$9.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.7%
$46.0K
Take-Home Pay
$8,664/month
$104.0K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Fort Smith, AR Tax Rates

Sales Tax:9.4%
Property Tax:0.6%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fort Smith
Denver
51 Moderate
Air Quality
55 Moderate
48.4%
Good Air Days
35.2%
98 High
Climate Risk
95 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
61 days
Heat Days >95ยฐF
28 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
61 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Arkansas and Colorado on TaxTakeHome.com

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