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Cost of Living Comparison 2026

๐Ÿ“ Fort Smith, AR โ€” ZIP-level rent data ยท COL adjusted from Tulsa, OK area

$

Numbers update automatically as you type

You'd spend $1.3K/month more in Phoenix, AZ

$150.0K in your current city equals $165.3K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 17.1%
More expensive
Monthly Impact
$1,279
Extra cost
Annual Impact
$15.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fort Smith, AR

Population:90K
Cost Index:100
Median Home:$224K

Phoenix, AZ

Population:1608K
Cost Index:117
Median Home:$414K

Fort Smith, AR

The Natural State

90K
Population
State Tax
Yes

Located in Arkansas, this city has a population of 90K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Fort Smith, AR vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 45.0%
Fort Smith, AR
$1,922
Phoenix, AZ
$2,788
Difference
$866
more
๐Ÿš—Transportation
โ†‘ 18.2%
Fort Smith, AR
$1,260
Phoenix, AZ
$1,489
Difference
$229
more
โšกAll Utilities
โ†‘ 14.6%
Fort Smith, AR
$490
Phoenix, AZ
$561
Difference
$71.61
more
๐ŸฅHealthcare
โ†‘ 11.0%
Fort Smith, AR
$530
Phoenix, AZ
$589
Difference
$58.44
more
๐Ÿ›’Groceries
โ†‘ 5.2%
Fort Smith, AR
$915
Phoenix, AZ
$963
Difference
$47.89
more
๐Ÿ“ฆOther
โ†“ 1.1%
Fort Smith, AR
$1,696
Phoenix, AZ
$1,677
Difference
$19.07
less

๐Ÿ Rent Comparison

Studio
From$689
To$1,390
โ†‘ $701
1 Bed
From$720
To$1,510
โ†‘ $790
2 Bed
From$953
To$1,750
โ†‘ $797
3 Bed
From$1,287
To$2,330
โ†‘ $1,043
Fort Smith, ARZIP-level data

1BR range: $710โ€“$900/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,814
Monthly in Fort Smith, AR
$8,068
Monthly in Phoenix, AZ
$1,254
Difference

Home Values

Fort Smith
Phoenix
$224K
Median Value
$414K
โ†‘ +1%
YoY Change
โ†“ -3.1%
โ†‘ +29.8%
5-Year Change
โ†‘ +30.2%
$110K - $313K
Price Range
$274K - $957K

Homes in Phoenix are 85% more expensive than Fort Smith

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $3.8K
Per year
Monthly Difference
$316
More take-home
Effective Rate Diff
2.5%
Rate difference

Fort Smith, AR

Federal Income Tax
Effective: 18.9%
$25.5K
Arkansas State Tax
Effective: 6.0%
$9.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.7%
$46.0K
Take-Home Pay
$8,664/month
$104.0K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Fort Smith, AR Tax Rates

Sales Tax:9.4%
Property Tax:0.6%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fort Smith
Phoenix
51 Moderate
Air Quality
77 Moderate
48.4%
Good Air Days
9%
98 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
61 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
61 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Arkansas and Arizona on TaxTakeHome.com

Where your money goes further

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