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Cost of Living Comparison 2026

๐Ÿ“ Fort Smith, AR โ€” ZIP-level rent data ยท COL adjusted from Tulsa, OK area

$

Numbers update automatically as you type

You'd spend $241/month more in San Antonio, TX

$150.0K in your current city equals $152.9K in San Antonio, TX

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 3.2%
More expensive
Monthly Impact
$241
Extra cost
Annual Impact
$2.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fort Smith, AR

Population:90K
Cost Index:100
Median Home:$224K

San Antonio, TX

Population:1547K
Cost Index:103
Median Home:$215K

Fort Smith, AR

The Natural State

90K
Population
State Tax
Yes

Located in Arkansas, this city has a population of 90K residents.

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Fort Smith, AR vs San Antonio, TX

๐Ÿ Housing
โ†‘ 9.2%
Fort Smith, AR
$1,922
San Antonio, TX
$2,100
Difference
$177
more
๐Ÿ“ฆOther
โ†“ 2.9%
Fort Smith, AR
$1,696
San Antonio, TX
$1,647
Difference
$49.20
less
๐Ÿš—Transportation
โ†‘ 2.1%
Fort Smith, AR
$1,260
San Antonio, TX
$1,287
Difference
$27.06
more
โšกAll Utilities
โ†‘ 1.2%
Fort Smith, AR
$490
San Antonio, TX
$496
Difference
$6.04
more
๐ŸฅHealthcare
โ†“ 0.7%
Fort Smith, AR
$530
San Antonio, TX
$527
Difference
$3.51
less
๐Ÿ›’Groceries
โ†“ 0.2%
Fort Smith, AR
$915
San Antonio, TX
$913
Difference
$2.07
less

๐Ÿ Rent Comparison

Studio
From$689
To$1,110
โ†‘ $421
1 Bed
From$720
To$1,210
โ†‘ $490
2 Bed
From$953
To$1,470
โ†‘ $517
3 Bed
From$1,287
To$1,890
โ†‘ $603
Fort Smith, ARZIP-level data

1BR range: $710โ€“$900/mo

San Antonio, TXZIP-level data

1BR range: $840โ€“$1,770/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,814
Monthly in Fort Smith, AR
$6,969
Monthly in San Antonio, TX
$156
Difference

Home Values

Fort Smith
San Antonio
$224K
Median Value
$215K
โ†‘ +1%
YoY Change
โ†“ -2.9%
โ†‘ +29.8%
5-Year Change
โ†‘ +16.7%
$110K - $313K
Price Range
$107K - $905K

Homes in San Antonio are 4% less expensive than Fort Smith

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $9.0K
Per year
Monthly Difference
$752
More take-home
Effective Rate Diff
6.0%
Rate difference

Fort Smith, AR

Federal Income Tax
Effective: 18.9%
$25.5K
Arkansas State Tax
Effective: 6.0%
$9.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.7%
$46.0K
Take-Home Pay
$8,664/month
$104.0K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Fort Smith, AR Tax Rates

Sales Tax:9.4%
Property Tax:0.6%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fort Smith
San Antonio
51 Moderate
Air Quality
52 Moderate
48.4%
Good Air Days
47.5%
98 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
61 days
Heat Days >95ยฐF
105 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
61 days
Heat Days >95ยฐF
105 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Arkansas and Texas on TaxTakeHome.com

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