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Cost of Living Comparison 2026

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You'd spend $1.8K/month more in Austin, TX

$150.0K in your current city equals $171.7K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
24.1%
More expensive
Monthly Impact
$1,807
Extra cost
Annual Impact
$21.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fort Wayne, IN

Population:270K
Cost Index:100
Median Home:$206K

Austin, TX

Population:979K
Cost Index:124
Median Home:$558K

Fort Wayne, IN

The Hoosier State

270K
Population
State Tax
Yes

Located in Indiana, this city has a population of 270K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Live music capital
  • Major tech hub
  • SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Fort Wayne, IN vs Austin, TX

🏠Housing
58.6%
Fort Wayne, IN
$1,819
Austin, TX
$2,885
Difference
$1,065
more
📦Other
16.9%
Fort Wayne, IN
$1,490
Austin, TX
$1,741
Difference
$251
more
🚗Transportation
8.0%
Fort Wayne, IN
$1,188
Austin, TX
$1,284
Difference
$95.62
more
🛒Groceries
4.3%
Fort Wayne, IN
$919
Austin, TX
$959
Difference
$39.97
more
All Utilities
7.6%
Fort Wayne, IN
$503
Austin, TX
$541
Difference
$38.25
more
🏥Healthcare
1.1%
Fort Wayne, IN
$582
Austin, TX
$589
Difference
$6.20
more

🏛️ Local Income Taxes

Fort Wayne, IN: Allen County Income Tax$2,220/yr (1.5%)

Austin, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$870
To$1,585
$715
1 Bed
From$900
To$1,685
$785
2 Bed
From$1,090
To$1,995
$905
3 Bed
From$1,350
To$2,525
$1,175
Fort Wayne, INZIP-level data

1BR range: $790$1,360/mo

Austin, TXZIP-level data

1BR range: $1,490$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,502
Monthly in Fort Wayne, IN
$7,998
Monthly in Austin, TX
$1,497
Difference

Home Values

Fort Wayne
Austin
$206K
Median Value
$558K
↑ +2.2%
YoY Change
↓ -5%
↑ +46.8%
5-Year Change
↑ +12.6%
$104K - $439K
Price Range
$272K - $1.26M

Homes in Austin are 171% more expensive than Fort Wayne

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.8K
Per year
Monthly Difference
$404
More take-home
Effective Rate Diff
3.2%
Rate difference

Fort Wayne, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Fort Wayne, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fort Wayne
Austin
45 Good
Air Quality
52 Moderate
62.6%
Good Air Days
42.6%
91 Moderate
Climate Risk
98 High
🌊🌪💨
Top Hazards
🌊🌡🌪
+3.1°F
2050 Outlook
+2.5°F
17 days
Heat Days >95°F
98 days
+3.1°F
2050 Outlook
+2.5°F
17 days
Heat Days >95°F
98 days

💰 See how taxes change too — compare take-home pay between Indiana and Texas on TaxTakeHome.com

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