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Cost of Living Comparison 2026

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You'd spend $2.4K/month more in Denver, CO

$150.0K in your current city equals $179.3K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
32.5%
More expensive
Monthly Impact
$2,440
Extra cost
Annual Impact
$29.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fort Wayne, IN

Population:270K
Cost Index:100
Median Home:$206K

Denver, CO

Population:716K
Cost Index:133
Median Home:$513K

Fort Wayne, IN

The Hoosier State

270K
Population
State Tax
Yes

Located in Indiana, this city has a population of 270K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • Mile-high city (5,280 ft)
  • Outdoor recreation hub
  • Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Fort Wayne, IN vs Denver, CO

🏠Housing
78.6%
Fort Wayne, IN
$1,819
Denver, CO
$3,248
Difference
$1,429
more
📦Other
19.1%
Fort Wayne, IN
$1,490
Denver, CO
$1,774
Difference
$285
more
🚗Transportation
23.0%
Fort Wayne, IN
$1,188
Denver, CO
$1,462
Difference
$273
more
🛒Groceries
12.0%
Fort Wayne, IN
$919
Denver, CO
$1,029
Difference
$110
more
🏥Healthcare
8.5%
Fort Wayne, IN
$582
Denver, CO
$632
Difference
$49.57
more
All Utilities
3.3%
Fort Wayne, IN
$503
Denver, CO
$519
Difference
$16.39
more

🏛️ Local Income Taxes

Fort Wayne, IN: Allen County Income Tax$2,220/yr (1.5%)
Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)
Net difference-$2,151/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$870
To$1,720
$850
1 Bed
From$900
To$1,840
$940
2 Bed
From$1,090
To$2,190
$1,100
3 Bed
From$1,350
To$2,870
$1,520
Fort Wayne, INZIP-level data

1BR range: $790$1,360/mo

Denver, COZIP-level data

1BR range: $1,620$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,502
Monthly in Fort Wayne, IN
$8,665
Monthly in Denver, CO
$2,163
Difference

Home Values

Fort Wayne
Denver
$206K
Median Value
$513K
↑ +2.2%
YoY Change
↓ -4.2%
↑ +46.8%
5-Year Change
↑ +13%
$104K - $439K
Price Range
$352K - $933K

Homes in Denver are 149% more expensive than Fort Wayne

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$1.8K
More taxes
Monthly Difference
$146
Less take-home
Effective Rate Diff
1.2%
Rate difference

Fort Wayne, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Fort Wayne, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fort Wayne
Denver
45 Good
Air Quality
55 Moderate
62.6%
Good Air Days
35.2%
91 Moderate
Climate Risk
95 High
🌊🌪💨
Top Hazards
🌊🌪💨
+3.1°F
2050 Outlook
+3.3°F
17 days
Heat Days >95°F
28 days
+3.1°F
2050 Outlook
+3.3°F
17 days
Heat Days >95°F
28 days

💰 See how taxes change too — compare take-home pay between Indiana and Colorado on TaxTakeHome.com

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