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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd spend $361/month more in Indianapolis, IN

$150.0K in your current city equals $154.3K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
4.8%
More expensive
Monthly Impact
$361
Extra cost
Annual Impact
$4.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fort Wayne, IN

Population:270K
Cost Index:
100
100 = national average
Median Home:$206K

Indianapolis, IN

Population:888K
Cost Index:
105
(5% above avg)
Median Home:$176K

Fort Wayne, IN

The Hoosier State

270K
Population
State Tax
Yes

Located in Indiana, this city has a population of 270K residents.

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Fort Wayne, IN vs Indianapolis, IN

Housing
7.1%
Fort Wayne, IN
$1,819
Indianapolis, IN
$1,949
Difference
$130
more
Other
6.7%
Fort Wayne, IN
$1,490
Indianapolis, IN
$1,590
Difference
$100
more
Groceries
0.0%
Fort Wayne, IN
$919
Indianapolis, IN
$919
Difference
$0
same
Transportation
0.0%
Fort Wayne, IN
$1,188
Indianapolis, IN
$1,188
Difference
$0
same
All Utilities
0.0%
Fort Wayne, IN
$503
Indianapolis, IN
$503
Difference
$0
same
Healthcare
0.0%
Fort Wayne, IN
$582
Indianapolis, IN
$582
Difference
$0
same

🏛️ Local Income Taxes

Fort Wayne, IN: Allen County Income Tax$2,220/yr (1.5%)
Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)
Net difference+$810/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$870
To$1,030
$160
1 Bed
From$900
To$1,170
$270
2 Bed
From$1,090
To$1,360
$270
3 Bed
From$1,350
To$1,760
$410
Fort Wayne, INZIP-level data

1BR range: $790$1,360/mo

Indianapolis, INZIP-level data

1BR range: $1,080$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,502
Monthly in Fort Wayne, IN
$6,732
Monthly in Indianapolis, IN
$230
Difference

Home Values

Fort Wayne
Indianapolis
$206K
Median Value
$176K
↑ +2.2%
YoY Change
↓ -1.1%
↑ +46.8%
5-Year Change
↑ +26.9%
$104K - $439K
Price Range
$109K - $340K

Homes in Indianapolis are 15% less expensive than Fort Wayne

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Fort Wayne, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Fort Wayne, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fort Wayne
Indianapolis
45 Good
Air Quality
54 Moderate
62.6%
Good Air Days
36.6%
91 Moderate
Climate Risk
97 High
🌊🌪💨
Top Hazards
🌊🌡🌪
+3.1°F
2050 Outlook
+3.1°F
17 days
Heat Days >95°F
18 days
+3.1°F
2050 Outlook
+3.1°F
17 days
Heat Days >95°F
18 days

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