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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $459/month more in Sioux Falls, SD

$150.0K in your current city equals $155.5K in Sioux Falls, SD

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 6.1%
More expensive
Monthly Impact
$459
Extra cost
Annual Impact
$5.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fort Wayne, IN

Population:270K
Cost Index:
100
100 = national average
Median Home:$206K

Sioux Falls, SD

Population:206K
Cost Index:
106
(6% above avg)
Median Home:$280K

Fort Wayne, IN

The Hoosier State

270K
Population
State Tax
Yes

Located in Indiana, this city has a population of 270K residents.

Sioux Falls, SD

The Mount Rushmore State

206K
Population
State Tax
No Income Tax

Located in South Dakota, this city has a population of 206K residents.

๐Ÿ’ก Advantage: South Dakota has no state income tax!

Cost Breakdown by Category

Annual spending: Fort Wayne, IN vs Sioux Falls, SD

Healthcare
โ†‘ 15.1%
Fort Wayne, IN
$582
Sioux Falls, SD
$671
Difference
$88.12
more
Other
โ†‘ 5.5%
Fort Wayne, IN
$1,490
Sioux Falls, SD
$1,572
Difference
$81.89
more
All Utilities
โ†“ 8.0%
Fort Wayne, IN
$503
Sioux Falls, SD
$462
Difference
$40.37
less
Transportation
โ†‘ 1.2%
Fort Wayne, IN
$1,188
Sioux Falls, SD
$1,203
Difference
$14.81
more
Housing
โ†‘ 0.8%
Fort Wayne, IN
$1,819
Sioux Falls, SD
$1,834
Difference
$14.66
more
Groceries
โ†‘ 1.6%
Fort Wayne, IN
$919
Sioux Falls, SD
$934
Difference
$14.65
more

๐Ÿ›๏ธ Local Income Taxes

Fort Wayne, IN: Allen County Income Tax$2,220/yr (1.5%)

Sioux Falls, SD has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$870
To$683
โ†“ $187
1 Bed
From$900
To$782
โ†“ $118
2 Bed
From$1,090
To$913
โ†“ $177
3 Bed
From$1,350
To$1,251
โ†“ $99.00
Fort Wayne, INZIP-level data

1BR range: $790โ€“$1,360/mo

Sioux Falls, SDZIP-level data

1BR range: $880โ€“$1,060/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,502
Monthly in Fort Wayne, IN
$6,676
Monthly in Sioux Falls, SD
$174
Difference

Home Values

Fort Wayne
Sioux Falls
$206K
Median Value
$280K
โ†‘ +2.2%
YoY Change
โ†‘ +0.5%
โ†‘ +46.8%
5-Year Change
โ†‘ +35.6%
$104K - $439K
Price Range
$216K - $323K

Homes in Sioux Falls are 36% more expensive than Fort Wayne

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $4.8K
Per year
Monthly Difference
$404
More take-home
Effective Rate Diff
3.2%
Rate difference

Fort Wayne, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Sioux Falls, SD

Federal Income Tax
Effective: 18.9%
$25.5K
South Dakota State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Fort Wayne, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Sioux Falls, SD Tax Rates

Sales Tax:6.4%
Property Tax:1.3%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fort Wayne
Sioux Falls
45 Good
Air Quality
45 Good
62.6%
Good Air Days
63.7%
91 Moderate
Climate Risk
96 High
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+3.4ยฐF
17 days
Heat Days >95ยฐF
35 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+3.4ยฐF
17 days
Heat Days >95ยฐF
35 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Indiana and South Dakota on TaxTakeHome.com

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