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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $440/month more in Springfield, MO

$150.0K in your current city equals $155.3K in Springfield, MO

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
5.9%
More expensive
Monthly Impact
$440
Extra cost
Annual Impact
$5.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fort Wayne, IN

Population:270K
Cost Index:
100
100 = national average
Median Home:$206K

Springfield, MO

Population:170K
Cost Index:
106
(6% above avg)
Median Home:$226K

Fort Wayne, IN

The Hoosier State

270K
Population
State Tax
Yes

Located in Indiana, this city has a population of 270K residents.

Springfield, MO

The Show-Me State

170K
Population
State Tax
Yes

Located in Missouri, this city has a population of 170K residents.

Cost Breakdown by Category

Annual spending: Fort Wayne, IN vs Springfield, MO

Other
5.3%
Fort Wayne, IN
$1,490
Springfield, MO
$1,569
Difference
$79.17
more
Housing
1.7%
Fort Wayne, IN
$1,819
Springfield, MO
$1,850
Difference
$30.56
more
All Utilities
5.3%
Fort Wayne, IN
$503
Springfield, MO
$529
Difference
$26.41
more
Groceries
2.0%
Fort Wayne, IN
$919
Springfield, MO
$938
Difference
$18.68
more
Healthcare
3.0%
Fort Wayne, IN
$582
Springfield, MO
$600
Difference
$17.56
more
Transportation
0.1%
Fort Wayne, IN
$1,188
Springfield, MO
$1,187
Difference
$1.43
less

🏛️ Local Income Taxes

Fort Wayne, IN: Allen County Income Tax$2,220/yr (1.5%)

Springfield, MO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$870
To$730
$140
1 Bed
From$900
To$739
$161
2 Bed
From$1,090
To$913
$177
3 Bed
From$1,350
To$1,245
$105
Fort Wayne, INZIP-level data

1BR range: $790$1,360/mo

Springfield, MOZIP-level data

1BR range: $790$1,020/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,502
Monthly in Fort Wayne, IN
$6,673
Monthly in Springfield, MO
$171
Difference

Home Values

Fort Wayne
Springfield
$206K
Median Value
$226K
↑ +2.2%
YoY Change
↑ +1.2%
↑ +46.8%
5-Year Change
↑ +44.6%
$104K - $439K
Price Range
$132K - $434K

Homes in Springfield are 10% more expensive than Fort Wayne

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$3.1K
More taxes
Monthly Difference
$257
Less take-home
Effective Rate Diff
2.1%
Rate difference

Fort Wayne, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Springfield, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Fort Wayne, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Springfield, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fort Wayne
Springfield
45 Good
Air Quality
46 Good
62.6%
Good Air Days
59.3%
91 Moderate
Climate Risk
97 High
🌊🌪💨
Top Hazards
🌊🌡🌪
+3.1°F
2050 Outlook
+3.3°F
17 days
Heat Days >95°F
44 days
+3.1°F
2050 Outlook
+3.3°F
17 days
Heat Days >95°F
44 days

💰 See how taxes change too — compare take-home pay between Indiana and Missouri on TaxTakeHome.com

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