Is Indianapolis, IN cheaper than Fort Worth, TX?

Based on cost of living data, Indianapolis, IN is 13.9% cheaper than Fort Worth, TX. This translates to saving $1040 per month.

What salary do I need in Indianapolis, IN to live like I do in Fort Worth, TX?

If you earn $150,000 in Fort Worth, TX, you'd need approximately $137,524.752 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Fort Worth, TX and Indianapolis, IN?

Housing in Indianapolis, IN is 18.5% cheaper than in Fort Worth, TX. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,620/month in Fort Worth, TX.

How much can I save per month by moving from Fort Worth, TX to Indianapolis, IN?

Moving from Fort Worth, TX to Indianapolis, IN could save you approximately $1040 per month, or $12475 per year, based on a $150,000 salary.

Fort Worth, TX vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Current salary in Fort Worth, TX

Numbers update automatically as you type

You'd save $1.0K/month moving to Indianapolis, IN

$150.0K in your current city equals $137.5K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↓ 13.9%

Less expensive

Monthly Impact

$1,040

Savings

Annual Impact

$12.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fort Worth, TX

Population:919K

Cost Index:100

Median Home:$263K

Indianapolis, IN

Population:888K

Cost Index:86

Median Home:$176K

Fort Worth, TX

The Lone Star State

919K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 919K residents.

💡 Advantage: Texas has no state income tax!

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Fort Worth, TX vs Indianapolis, IN

Category	Fort Worth, TX	Indianapolis, IN	Difference	Change
🏠Housing	$2,391/mo	$1,949/mo	↓ $442less	18.5%
📦Other	$1,774/mo	$1,590/mo	↓ $184less	10.4%
🚗Transportation	$1,298/mo	$1,188/mo	↓ $109less	8.4%
⚡All Utilities	$563/mo	$503/mo	↓ $60.11less	10.7%
🛒Groceries	$979/mo	$919/mo	↓ $59.96less	6.1%
🏥Healthcare	$632/mo	$582/mo	↓ $49.57less	7.8%

🏠Housing

↓ 18.5%

Fort Worth, TX

$2,391

Indianapolis, IN

$1,949

Difference

$442

less

📦Other

↓ 10.4%

Fort Worth, TX

$1,774

Indianapolis, IN

$1,590

Difference

$184

less

🚗Transportation

↓ 8.4%

Fort Worth, TX

$1,298

Indianapolis, IN

$1,188

Difference

$109

less

⚡All Utilities

↓ 10.7%

Fort Worth, TX

$563

Indianapolis, IN

$503

Difference

$60.11

less

🛒Groceries

↓ 6.1%

Fort Worth, TX

$979

Indianapolis, IN

$919

Difference

$59.96

less

🏥Healthcare

↓ 7.8%

Fort Worth, TX

$632

Indianapolis, IN

$582

Difference

$49.57

less

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Fort Worth, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,340

To$1,030

↓ $310

1 Bed

From$1,390

To$1,170

↓ $220

2 Bed

From$1,620

To$1,360

↓ $260

3 Bed

From$2,140

To$1,760

↓ $380

Fort Worth, TXZIP-level data

1BR range: $1,170–$2,210/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,637

Monthly in Fort Worth, TX

$6,732

Monthly in Indianapolis, IN

$905

Difference

Home Values

Fort Worth

Indianapolis

$263K

Median Value

$176K

↓ -3.7%

YoY Change

↓ -1.1%

↑ +27.5%

5-Year Change

↑ +26.9%

$161K - $673K

Price Range

$109K - $340K

Homes in Indianapolis are 33% less expensive than Fort Worth

Calculate payment - Fort Worth Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.8K

More taxes

Monthly Difference

$404

Less take-home

Effective Rate Diff

3.2%

Rate difference

Fort Worth, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Fort Worth, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.