Is San Antonio, TX cheaper than Fort Worth, TX?

Based on cost of living data, San Antonio, TX is 9.9% cheaper than Fort Worth, TX. This translates to saving $743 per month.

What salary do I need in San Antonio, TX to live like I do in Fort Worth, TX?

If you earn $150,000 in Fort Worth, TX, you'd need approximately $141,089.109 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Fort Worth, TX and San Antonio, TX?

Housing in San Antonio, TX is 12.2% cheaper than in Fort Worth, TX. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $1,620/month in Fort Worth, TX.

How much can I save per month by moving from Fort Worth, TX to San Antonio, TX?

Moving from Fort Worth, TX to San Antonio, TX could save you approximately $743 per month, or $8911 per year, based on a $150,000 salary.

Fort Worth, TX vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Fort Worth, TX

Numbers update automatically as you type

You'd save $743/month moving to San Antonio, TX

$150.0K in your current city equals $141.1K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↓ 9.9%

Less expensive

Monthly Impact

$743

Savings

Annual Impact

$8.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fort Worth, TX

Population:919K

Cost Index:

100

100 = national average

Median Home:$263K

San Antonio, TX

Population:1547K

Cost Index:

(10% below avg)

Median Home:$215K

Fort Worth, TX

The Lone Star State

919K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 919K residents.

💡 Advantage: Texas has no state income tax!

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Fort Worth, TX vs San Antonio, TX

Category	Fort Worth, TX	San Antonio, TX	Difference	Change
Housing	$2,391/mo	$2,100/mo	↓ $291less	12.2%
Other	$1,774/mo	$1,647/mo	↓ $127less	7.2%
Healthcare	$632/mo	$527/mo	↓ $105less	16.7%
All Utilities	$563/mo	$496/mo	↓ $67.21less	11.9%
Groceries	$979/mo	$913/mo	↓ $65.95less	6.7%
Transportation	$1,298/mo	$1,287/mo	↓ $10.93less	0.8%

Housing

↓ 12.2%

Fort Worth, TX

$2,391

San Antonio, TX

$2,100

Difference

$291

less

Other

↓ 7.2%

Fort Worth, TX

$1,774

San Antonio, TX

$1,647

Difference

$127

less

Healthcare

↓ 16.7%

Fort Worth, TX

$632

San Antonio, TX

$527

Difference

$105

less

All Utilities

↓ 11.9%

Fort Worth, TX

$563

San Antonio, TX

$496

Difference

$67.21

less

Groceries

↓ 6.7%

Fort Worth, TX

$979

San Antonio, TX

$913

Difference

$65.95

less

Transportation

↓ 0.8%

Fort Worth, TX

$1,298

San Antonio, TX

$1,287

Difference

$10.93

less

🏠Rent Comparison

Studio

From$1,340

To$1,110

↓ $230

1 Bed

From$1,390

To$1,210

↓ $180

2 Bed

From$1,620

To$1,470

↓ $150

3 Bed

From$2,140

To$1,890

↓ $250

Fort Worth, TXZIP-level data

1BR range: $1,170–$2,210/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,637

Monthly in Fort Worth, TX

$6,969

Monthly in San Antonio, TX

$668

Difference

Home Values

Fort Worth

San Antonio

$263K

Median Value

$215K

↓ -3.7%

YoY Change

↓ -2.9%

↑ +27.5%

5-Year Change

↑ +16.7%

$161K - $673K

Price Range

$107K - $905K

Homes in San Antonio are 18% less expensive than Fort Worth

Calculate payment - Fort Worth Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Fort Worth, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Fort Worth, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.