Four Oaks, NC vs Nashville, TN: Cost of Living

Which city costs less?

Nashville, TN has a modeled overall cost index 19.7% higher than Four Oaks, NC.

Four Oaks, NC · modeled 2BR rent
$1,350 / month
Nashville, TN · modeled 2BR rent
$1,840 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Four Oaks, NC and Nashville, TN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $1,527/month in Nashville, TN

$150,000 in your current city has a modeled equivalent of $168,319 in Nashville, TN

Regional cost estimates: Four Oaks, NC uses Raleigh, NC. Nashville, TN uses Nashville-Davidson-Murfreesboro-Franklin, TN Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 19.7%
More expensive
Monthly Impact
$1,527
Extra cost
Annual Impact
$18.3K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Four Oaks, NC

Population:3K
Cost Index:
86.0
100 = national average
Typical Home:$302K

Nashville, TN

Population:689K
Cost Index:
103.0
100 = national average
Typical Home:$489K

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Four Oaks, NC

The Tar Heel State

3K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 3K residents.

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Music City USA
  • •Country music capital
  • •Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Estimated monthly spending: Four Oaks, NC vs Nashville, TN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 34.5%
Four Oaks, NC
$2,237
Nashville, TN
$3,009
Difference
$772
more
Other
↑ 28.2%
Four Oaks, NC
$1,719
Nashville, TN
$2,204
Difference
$485
more
Transportation
↑ 12.8%
Four Oaks, NC
$1,293
Nashville, TN
$1,458
Difference
$165
more
Groceries
↑ 5.1%
Four Oaks, NC
$1,025
Nashville, TN
$1,078
Difference
$52.13
more
Healthcare
↑ 7.3%
Four Oaks, NC
$642
Nashville, TN
$689
Difference
$46.80
more
All Utilities
↑ 0.9%
Four Oaks, NC
$584
Nashville, TN
$589
Difference
$5.14
more

🏠Rent Comparison

Studio
From$1,170
To$1,600
↑ $430
1 Bed
From$1,190
To$1,680
↑ $490
2 Bed
From$1,350
To$1,840
↑ $490
3 Bed
From$1,660
To$2,350
↑ $690
Four Oaks, NCZIP-level data

1BR range: $1,190–$1,190/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Four Oaks, NC
$9,027
Monthly in Nashville, TN
$1,527
Difference

Home Values

Four Oaks
Nashville
$302K
Median Value
$489K
↓ -1.3%
YoY Change
↓ -2.1%
↑ +42.5%
5-Year Change
↑ +32.1%
$302K
Price Range
$320K - $1.16M

Homes in Nashville are 62% more expensive than Four Oaks

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.1K
Per year
Monthly Difference
$594
More take-home
Effective Rate Diff
4.7%
Rate difference

Four Oaks, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Four Oaks, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Four Oaks
Nashville
46 Good
Air Quality
50 Good
61.7%
Good Air Days
51.6%
96 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🫨🌪
▲+2.8°F
2050 Outlook
▲+2.8°F
31 days
Heat Days >95°F
42 days
▲+2.8°F
2050 Outlook
▲+2.8°F
31 days
Heat Days >95°F
42 days

Before moving from Four Oaks, NC to Nashville, TN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Nashville, TN for the same bedroom count and included utilities as your home in Four Oaks, NC. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Four Oaks to Nashville moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Nashville, TN by cost, housing, population and region.

Frequently Asked Questions: Four Oaks, NC vs Nashville, TN

How do the cost estimates for Four Oaks, NC and Nashville, TN compare?

Nashville, TN has a modeled overall cost index 19.7% higher than Four Oaks, NC. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Four Oaks, NC, the model estimates $168,319 in Nashville, TN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Four Oaks, NC and Nashville, TN?

The modeled two-bedroom rents are $1,350/month in Four Oaks, NC and $1,840/month in Nashville, TN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between North Carolina and Tennessee on TaxTakeHome.com

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