Four Oaks, NC vs West Fork, AR: Cost of Living

Which city costs less?

West Fork, AR has a modeled overall cost index 10.1% lower than Four Oaks, NC.

Four Oaks, NC · modeled 2BR rent
$1,350 / month
West Fork, AR · modeled 2BR rent
$1,440 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Four Oaks, NC and West Fork, AR using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
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Estimated savings: $779/month in West Fork, AR

$150,000 in your current city has a modeled equivalent of $140,651 in West Fork, AR

Regional cost estimates: Four Oaks, NC uses Raleigh, NC. West Fork, AR uses Tulsa, OK. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 10.1%
Less expensive
Monthly Impact
$779
Savings
Annual Impact
$9.3K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Four Oaks, NC

Population:3K
Cost Index:
86.0
100 = national average
Typical Home:$302K

West Fork, AR

Population:2K
Cost Index:
77.3
100 = national average
Typical Home:$293K

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Four Oaks, NC

The Tar Heel State

3K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 3K residents.

West Fork, AR

The Natural State

2K
Population
State Tax
Yes

Located in Arkansas, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Four Oaks, NC vs West Fork, AR

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 23.0%
Four Oaks, NC
$2,237
West Fork, AR
$1,722
Difference
$515
less
Healthcare
↓ 12.3%
Four Oaks, NC
$642
West Fork, AR
$563
Difference
$78.93
less
All Utilities
↓ 10.9%
Four Oaks, NC
$584
West Fork, AR
$520
Difference
$63.75
less
Groceries
↓ 5.1%
Four Oaks, NC
$1,025
West Fork, AR
$973
Difference
$52.47
less
Transportation
↓ 3.0%
Four Oaks, NC
$1,293
West Fork, AR
$1,254
Difference
$38.84
less
Other
↓ 1.8%
Four Oaks, NC
$1,719
West Fork, AR
$1,688
Difference
$30.45
less

🏠Rent Comparison

Studio
From$1,170
To$1,080
↓ $90.00
1 Bed
From$1,190
To$1,190
→ $0
2 Bed
From$1,350
To$1,440
↑ $90.00
3 Bed
From$1,660
To$2,000
↑ $340
Four Oaks, NCZIP-level data

1BR range: $1,190–$1,190/mo

West Fork, ARZIP-level data

1BR range: $1,190–$1,190/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Four Oaks, NC
$6,721
Monthly in West Fork, AR
$779
Difference

Home Values

Four Oaks
West Fork
$302K
Median Value
$293K
↓ -1.3%
YoY Change
↑ +0.8%
↑ +42.5%
5-Year Change
↑ +47.4%

Homes in West Fork are 3% less expensive than Four Oaks

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $1.9K
More taxes
Monthly Difference
$158
Less take-home
Effective Rate Diff
1.3%
Rate difference

Four Oaks, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

West Fork, AR

Federal Income Tax
Effective: 18.9%
$25.5K
Arkansas State Tax
Effective: 6.0%
$9.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.7%
$46.0K
Take-Home Pay
$8,664/month
$104.0K

Additional Tax Information

Four Oaks, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

West Fork, AR Tax Rates

Sales Tax:9.4%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Four Oaks
West Fork
46 Good
Air Quality
51 Moderate
61.7%
Good Air Days
48.4%
96 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.8°F
2050 Outlook
▲+3.0°F
31 days
Heat Days >95°F
61 days
▲+2.8°F
2050 Outlook
▲+3.0°F
31 days
Heat Days >95°F
61 days

Before moving from Four Oaks, NC to West Fork, AR

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in West Fork, AR for the same bedroom count and included utilities as your home in Four Oaks, NC. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Four Oaks to West Fork moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to West Fork, AR by cost, housing, population and region.

Frequently Asked Questions: Four Oaks, NC vs West Fork, AR

How do the cost estimates for Four Oaks, NC and West Fork, AR compare?

West Fork, AR has a modeled overall cost index 10.1% lower than Four Oaks, NC. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Four Oaks, NC, the model estimates $140,651 in West Fork, AR. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Four Oaks, NC and West Fork, AR?

The modeled two-bedroom rents are $1,350/month in Four Oaks, NC and $1,440/month in West Fork, AR. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between North Carolina and Arkansas on TaxTakeHome.com

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