Fox Lake, IL vs River Grove, IL: Cost of Living

Which city costs less?

River Grove, IL has a modeled overall cost index 13.0% higher than Fox Lake, IL.

Fox Lake, IL · modeled 2BR rent
$1,650 / month
River Grove, IL · modeled 2BR rent
$1,590 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Fox Lake, IL and River Grove, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $1,120/month in River Grove, IL

$150,000 in your current city has a modeled equivalent of $163,443 in River Grove, IL

Regional cost estimates: Fox Lake, IL uses Milwaukee, WI. River Grove, IL uses Chicago, IL. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 13.0%
More expensive
Monthly Impact
$1,120
Extra cost
Annual Impact
$13.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Fox Lake, IL

Population:11K
Cost Index:
84.1
100 = national average
Typical Home:$251K

River Grove, IL

Population:10K
Cost Index:
95.0
100 = national average
Typical Home:$291K

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Fox Lake, IL

The Prairie State

11K
Population
State Tax
Yes

Located in Illinois, this city has a population of 11K residents.

River Grove, IL

The Prairie State

10K
Population
State Tax
Yes

Located in Illinois, this city has a population of 10K residents.

Cost Breakdown by Category

Estimated monthly spending: Fox Lake, IL vs River Grove, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 51.6%
Fox Lake, IL
$1,849
River Grove, IL
$2,804
Difference
$955
more
Transportation
↑ 13.6%
Fox Lake, IL
$1,503
River Grove, IL
$1,707
Difference
$204
more
Healthcare
↓ 19.3%
Fox Lake, IL
$799
River Grove, IL
$645
Difference
$154
less
Other
↑ 4.0%
Fox Lake, IL
$1,717
River Grove, IL
$1,786
Difference
$68.75
more
Groceries
↑ 4.6%
Fox Lake, IL
$1,066
River Grove, IL
$1,116
Difference
$49.31
more
All Utilities
↓ 0.4%
Fox Lake, IL
$565
River Grove, IL
$563
Difference
$2.20
less

🏠Rent Comparison

Studio
From$1,370
To$1,320
↓ $50.00
1 Bed
From$1,460
To$1,410
↓ $50.00
2 Bed
From$1,650
To$1,590
↓ $60.00
3 Bed
From$2,120
To$2,050
↓ $70.00
Fox Lake, ILZIP-level data

1BR range: $1,460–$1,460/mo

River Grove, ILZIP-level data

1BR range: $1,410–$1,410/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Fox Lake, IL
$8,620
Monthly in River Grove, IL
$1,120
Difference

Home Values

Fox Lake
River Grove
$251K
Median Value
$291K
↑ +3.3%
YoY Change
↑ +0.9%
↑ +45.3%
5-Year Change
↑ +32%

Homes in River Grove are 16% more expensive than Fox Lake

Calculate payment - Fox LakeCalculate payment - River Grove

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Fox Lake, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

River Grove, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Additional Tax Information

Fox Lake, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

River Grove, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fox Lake
River Grove
43 Good
Air Quality
54 Moderate
68.6%
Good Air Days
35.8%
98 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌡🫨
▲+3.3°F
2050 Outlook
▲+3.2°F
13 days
Heat Days >95°F
18 days
▲+3.3°F
2050 Outlook
▲+3.2°F
13 days
Heat Days >95°F
18 days

Before moving from Fox Lake, IL to River Grove, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in River Grove, IL for the same bedroom count and included utilities as your home in Fox Lake, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Fox Lake to River Grove moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to River Grove, IL by cost, housing, population and region.

Frequently Asked Questions: Fox Lake, IL vs River Grove, IL

How do the cost estimates for Fox Lake, IL and River Grove, IL compare?

River Grove, IL has a modeled overall cost index 13.0% higher than Fox Lake, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Fox Lake, IL, the model estimates $163,443 in River Grove, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Fox Lake, IL and River Grove, IL?

The modeled two-bedroom rents are $1,650/month in Fox Lake, IL and $1,590/month in River Grove, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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