Is Austin, TX cheaper than Framingham, MA?

Based on cost of living data, Austin, TX is 27.3% cheaper than Framingham, MA. This translates to saving $2049 per month.

What salary do I need in Austin, TX to live like I do in Framingham, MA?

If you earn $150,000 in Framingham, MA, you'd need approximately $125,417.516 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Framingham, MA and Austin, TX?

Housing in Austin, TX is 36.1% cheaper than in Framingham, MA. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $2,223/month in Framingham, MA.

How much can I save per month by moving from Framingham, MA to Austin, TX?

Moving from Framingham, MA to Austin, TX could save you approximately $2049 per month, or $24582 per year, based on a $150,000 salary.

Framingham, MA vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Framingham, MA — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Framingham, MA

Numbers update automatically as you type

You'd save $2.0K/month moving to Austin, TX

$150.0K in your current city equals $125.4K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Boston-Cambridge-Newton, MA-NH area

Overall Cost

↓ 27.3%

Less expensive

Monthly Impact

$2,049

Savings

Annual Impact

$24.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Framingham, MA

Population:72K

Cost Index:100

Median Home:$680K

Austin, TX

Population:979K

Cost Index:73

Median Home:$558K

Framingham, MA

The Bay State

72K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 72K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Framingham, MA vs Austin, TX

Category	Framingham, MA	Austin, TX	Difference	Change
🏠Housing	$4,515/mo	$2,885/mo	↓ $1,631less	36.1%
🚗Transportation	$1,741/mo	$1,284/mo	↓ $457less	26.2%
⚡All Utilities	$698/mo	$541/mo	↓ $157less	22.5%
🏥Healthcare	$725/mo	$589/mo	↓ $136less	18.8%
🛒Groceries	$1,052/mo	$959/mo	↓ $93.16less	8.9%
📦Other	$1,735/mo	$1,741/mo	↑ $5.63more	0.3%

🏠Housing

↓ 36.1%

Framingham, MA

$4,515

Austin, TX

$2,885

Difference

$1,631

less

🚗Transportation

↓ 26.2%

Framingham, MA

$1,741

Austin, TX

$1,284

Difference

$457

less

⚡All Utilities

↓ 22.5%

Framingham, MA

$698

Austin, TX

$541

Difference

$157

less

🏥Healthcare

↓ 18.8%

Framingham, MA

$725

Austin, TX

$589

Difference

$136

less

🛒Groceries

↓ 8.9%

Framingham, MA

$1,052

Austin, TX

$959

Difference

$93.16

less

📦Other

↑ 0.3%

Framingham, MA

$1,735

Austin, TX

$1,741

Difference

$5.63

🏠Rent Comparison

Studio

From$1,787

To$1,585

↓ $202

1 Bed

From$1,875

To$1,685

↓ $190

2 Bed

From$2,223

To$1,995

↓ $228

3 Bed

From$2,668

To$2,525

↓ $143

Framingham, MAZIP-level data

1BR range: $2,320–$2,320/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,467

Monthly in Framingham, MA

$7,998

Monthly in Austin, TX

$2,469

Difference

Home Values

Framingham

Austin

$680K

Median Value

$558K

↑ +0.5%

YoY Change

↓ -5%

↑ +33.1%

5-Year Change

↑ +12.6%

$680K

Price Range

$272K - $1.26M

Homes in Austin are 18% less expensive than Framingham

Calculate payment - Framingham Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.5K

Per year

Monthly Difference

$625

More take-home

Effective Rate Diff

5.0%

Rate difference

Framingham, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Framingham, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.