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Cost of Living Comparison 2026

📍 Franklin, IN — ZIP-level rent data · COL adjusted from Indianapolis, IN area

$

Numbers update automatically as you type

You'd spend $1.6K/month more in Raleigh, NC

$150.0K in your current city equals $168.7K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from Indianapolis-Carmel-Anderson, IN area
Overall Cost
↑ 20.8%
More expensive
Monthly Impact
$1,557
Extra cost
Annual Impact
$18.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Franklin, IN

Population:26K
Cost Index:100
Median Home:$273K

Raleigh, NC

Population:474K
Cost Index:121
Median Home:$512K

Franklin, IN

The Hoosier State

26K
Population
State Tax
Yes

Located in Indiana, this city has a population of 26K residents.

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Research Triangle
  • •State capital
  • •Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Franklin, IN vs Raleigh, NC

🏠Housing
↑ 52.4%
Franklin, IN
$1,620
Raleigh, NC
$2,469
Difference
$849
more
📦Other
↑ 16.3%
Franklin, IN
$1,468
Raleigh, NC
$1,707
Difference
$239
more
🚗Transportation
↑ 17.0%
Franklin, IN
$1,097
Raleigh, NC
$1,284
Difference
$187
more
🛒Groceries
↑ 8.6%
Franklin, IN
$883
Raleigh, NC
$959
Difference
$75.95
more
⚡All Utilities
↑ 13.1%
Franklin, IN
$483
Raleigh, NC
$546
Difference
$63.39
more
🏥Healthcare
↑ 7.4%
Franklin, IN
$560
Raleigh, NC
$601
Difference
$41.38
more

🏠Rent Comparison

Studio
From$855
To$1,570
↑ $715
1 Bed
From$965
To$1,640
↑ $675
2 Bed
From$1,122
To$1,800
↑ $678
3 Bed
From$1,452
To$2,255
↑ $803
Franklin, INZIP-level data

1BR range: $1,230–$1,230/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,111
Monthly in Franklin, IN
$7,567
Monthly in Raleigh, NC
$1,456
Difference

Home Values

Franklin
Raleigh
$273K
Median Value
$512K
↑ +1.7%
YoY Change
↓ -0.5%
↑ +42%
5-Year Change
↑ +38.2%
$273K
Price Range
$314K - $992K

Homes in Raleigh are 88% more expensive than Franklin

Calculate payment - FranklinCalculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $2.3K
More taxes
Monthly Difference
$190
Less take-home
Effective Rate Diff
1.5%
Rate difference

Franklin, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Franklin, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Franklin
Raleigh
54 Moderate
Air Quality
46 Good
36.6%
Good Air Days
61.7%
97 High
Climate Risk
96 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.1°F
2050 Outlook
▲+2.8°F
18 days
Heat Days >95°F
31 days
▲+3.1°F
2050 Outlook
▲+2.8°F
18 days
Heat Days >95°F
31 days

💰 See how taxes change too — compare take-home pay between Indiana and North Carolina on TaxTakeHome.com

Similar cost to Raleigh, NC

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