Franklin Park, IL vs Sauk Rapids, MN: Cost of Living

Which city costs less?

Sauk Rapids, MN has a modeled overall cost index 2.3% lower than Franklin Park, IL.

Franklin Park, IL · modeled 2BR rent: $1,450 / month
Sauk Rapids, MN · modeled 2BR rent: $1,520 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Franklin Park, IL and Sauk Rapids, MN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Franklin Park, IL

Numbers update automatically as you type

Estimated savings: $450/month in Sauk Rapids, MN

$150,000 in your current city has a modeled equivalent of $144,601 in Sauk Rapids, MN

Regional cost estimates: Franklin Park, IL uses Chicago, IL. Sauk Rapids, MN uses Minneapolis, MN. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 2.3%

Less expensive

Monthly Impact

$450

Savings

Annual Impact

$5.4K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Franklin Park, IL

Population:18K

Cost Index:

96.3

100 = national average

Typical Home:$296K

Sauk Rapids, MN

Population:14K

Cost Index:

94.1

100 = national average

Typical Home:$288K

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Franklin Park, IL

The Prairie State

18K

Population

State Tax

Yes

Located in Illinois, this city has a population of 18K residents.

Sauk Rapids, MN

The North Star State

14K

Population

State Tax

Yes

Located in Minnesota, this city has a population of 14K residents.

Cost Breakdown by Category

Estimated monthly spending: Franklin Park, IL vs Sauk Rapids, MN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Franklin Park, IL	Sauk Rapids, MN	Difference	Change
Transportation	$1,488/mo	$1,195/mo	↓ $293less	19.7%
Housing	$2,444/mo	$2,189/mo	↓ $256less	10.5%
Healthcare	$558/mo	$702/mo	↑ $143more	25.7%
Other	$1,557/mo	$1,537/mo	↓ $19.20less	1.2%
All Utilities	$487/mo	$472/mo	↓ $15.45less	3.2%
Groceries	$966/mo	$955/mo	↓ $10.51less	1.1%

Transportation

↓ 19.7%

Franklin Park, IL

$1,488

Sauk Rapids, MN

$1,195

Difference

$293

less

Housing

↓ 10.5%

Franklin Park, IL

$2,444

Sauk Rapids, MN

$2,189

Difference

$256

less

Healthcare

↑ 25.7%

Franklin Park, IL

$558

Sauk Rapids, MN

$702

Difference

$143

Other

↓ 1.2%

Franklin Park, IL

$1,557

Sauk Rapids, MN

$1,537

Difference

$19.20

less

All Utilities

↓ 3.2%

Franklin Park, IL

$487

Sauk Rapids, MN

$472

Difference

$15.45

less

Groceries

↓ 1.1%

Franklin Park, IL

$966

Sauk Rapids, MN

$955

Difference

$10.51

less

🏠Rent Comparison

Studio

From$1,200

To$1,100

↓ $100

1 Bed

From$1,290

To$1,250

↓ $40.00

2 Bed

From$1,450

To$1,520

↑ $70.00

3 Bed

From$1,870

To$2,020

↑ $150

Franklin Park, ILZIP-level data

1BR range: $1,290–$1,290/mo

Sauk Rapids, MNZIP-level data

1BR range: $1,250–$1,250/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Franklin Park, IL

$7,050

Monthly in Sauk Rapids, MN

$450

Difference

Home Values

Franklin Park

Sauk Rapids

$296K

Median Value

$288K

↑ +2.9%

YoY Change

↑ +3.3%

↑ +38.9%

5-Year Change

↑ +36.4%

Homes in Sauk Rapids are 3% less expensive than Franklin Park

Calculate payment - Franklin Park Calculate payment - Sauk Rapids

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $3.0K

More taxes

Monthly Difference

$251

Less take-home

Effective Rate Diff

2.0%

Rate difference

Franklin Park, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Sauk Rapids, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Additional Tax Information

Franklin Park, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Sauk Rapids, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Franklin Park

Sauk Rapids

54 Moderate

Air Quality

42 Good

35.8%

Good Air Days

66.4%

100 Very High

Climate Risk

98 High

🌊🌡🫨

Top Hazards

🌊🌡🌪

▲+3.2°F

2050 Outlook

▲+3.6°F

18 days

Heat Days >95°F

14 days

▲+3.2°F

2050 Outlook

▲+3.6°F

18 days

Heat Days >95°F

14 days

Before moving from Franklin Park, IL to Sauk Rapids, MN

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Sauk Rapids, MN for the same bedroom count and included utilities as your home in Franklin Park, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Franklin Park to Sauk Rapids moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Sauk Rapids, MN by cost, housing, population and region.

Frequently Asked Questions: Franklin Park, IL vs Sauk Rapids, MN

How do the cost estimates for Franklin Park, IL and Sauk Rapids, MN compare?

Sauk Rapids, MN has a modeled overall cost index 2.3% lower than Franklin Park, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Franklin Park, IL, the model estimates $144,601 in Sauk Rapids, MN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Franklin Park, IL and Sauk Rapids, MN?

The modeled two-bedroom rents are $1,450/month in Franklin Park, IL and $1,520/month in Sauk Rapids, MN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Illinois and Minnesota on TaxTakeHome.com