Is Austin, TX cheaper than Franklin Town, MA?

Based on cost of living data, Austin, TX is 25.5% cheaper than Franklin Town, MA. This translates to saving $1912 per month.

What salary do I need in Austin, TX to live like I do in Franklin Town, MA?

If you earn $150,000 in Franklin Town, MA, you'd need approximately $127,056.831 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Franklin Town, MA and Austin, TX?

Housing in Austin, TX is 34.5% cheaper than in Franklin Town, MA. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $2,445/month in Franklin Town, MA.

How much can I save per month by moving from Franklin Town, MA to Austin, TX?

Moving from Franklin Town, MA to Austin, TX could save you approximately $1912 per month, or $22943 per year, based on a $150,000 salary.

Franklin Town, MA vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Franklin Town, MA — COL adjusted from Boston, MA area + state data

Current salary in Franklin Town, MA

Numbers update automatically as you type

You'd save $1.9K/month moving to Austin, TX

$150.0K in your current city equals $127.1K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Boston-Cambridge-Newton, MA-NH area

Overall Cost

↓ 25.5%

Less expensive

Monthly Impact

$1,912

Savings

Annual Impact

$22.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Franklin Town, MA

Population:33K

Cost Index:100

Median Home:$961K

Austin, TX

Population:979K

Cost Index:75

Median Home:$558K

Franklin Town, MA

The Bay State

33K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 33K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Franklin Town, MA vs Austin, TX

Category	Franklin Town, MA	Austin, TX	Difference	Change
🏠Housing	$4,405/mo	$2,885/mo	↓ $1,520less	34.5%
🚗Transportation	$1,698/mo	$1,284/mo	↓ $414less	24.4%
⚡All Utilities	$689/mo	$541/mo	↓ $149less	21.5%
🏥Healthcare	$716/mo	$589/mo	↓ $128less	17.8%
🛒Groceries	$1,040/mo	$959/mo	↓ $80.22less	7.7%
📦Other	$1,693/mo	$1,741/mo	↑ $48.06more	2.8%

🏠Housing

↓ 34.5%

Franklin Town, MA

$4,405

Austin, TX

$2,885

Difference

$1,520

less

🚗Transportation

↓ 24.4%

Franklin Town, MA

$1,698

Austin, TX

$1,284

Difference

$414

less

⚡All Utilities

↓ 21.5%

Franklin Town, MA

$689

Austin, TX

$541

Difference

$149

less

🏥Healthcare

↓ 17.8%

Franklin Town, MA

$716

Austin, TX

$589

Difference

$128

less

🛒Groceries

↓ 7.7%

Franklin Town, MA

$1,040

Austin, TX

$959

Difference

$80.22

less

📦Other

↑ 2.8%

Franklin Town, MA

$1,693

Austin, TX

$1,741

Difference

$48.06

🏠Rent Comparison

Studio

From$1,696

To$1,585

↓ $111

1 Bed

From$1,972

To$1,685

↓ $287

2 Bed

From$2,445

To$1,995

↓ $450

3 Bed

From$3,154

To$2,525

↓ $629

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,241

Monthly in Franklin Town, MA

$7,998

Monthly in Austin, TX

$2,243

Difference

Home Values

Franklin Town

Austin

Median Value

$558K

YoY Change

↓ -5%

5-Year Change

↑ +12.6%

Price Range

$272K - $1.26M

Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.5K

Per year

Monthly Difference

$625

More take-home

Effective Rate Diff

5.0%

Rate difference

Franklin Town, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Franklin Town, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.