Franklin, WI vs Oak Creek, WI: Cost of Living

Which city costs less?

Oak Creek, WI has a modeled overall cost index 0.1% higher than Franklin, WI.

Franklin, WI · modeled 2BR rent: $1,630 / month
Oak Creek, WI · modeled 2BR rent: $1,770 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Franklin, WI and Oak Creek, WI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Franklin, WI

Numbers update automatically as you type

Estimated extra cost: $6.69/month in Oak Creek, WI

$150,000 in your current city has a modeled equivalent of $150,080 in Oak Creek, WI

Regional cost estimates: Franklin, WI uses Milwaukee, WI. Oak Creek, WI uses Milwaukee, WI. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 0.1%

More expensive

Monthly Impact

$6.69

Extra cost

Annual Impact

$80.30

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Franklin, WI

Population:35K

Cost Index:

85.5

100 = national average

Typical Home:$420K

Oak Creek, WI

Population:37K

Cost Index:

85.6

100 = national average

Typical Home:$389K

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Franklin, WI

The Badger State

35K

Population

State Tax

Yes

Located in Wisconsin, this city has a population of 35K residents.

Oak Creek, WI

The Badger State

37K

Population

State Tax

Yes

Located in Wisconsin, this city has a population of 37K residents.

Cost Breakdown by Category

Estimated monthly spending: Franklin, WI vs Oak Creek, WI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Franklin, WI	Oak Creek, WI	Difference	Change
Housing	$1,854/mo	$1,856/mo	↑ $1.97more	0.1%
Other	$1,722/mo	$1,724/mo	↑ $1.83more	0.1%
Transportation	$1,507/mo	$1,509/mo	↑ $1.60more	0.1%
Groceries	$1,060/mo	$1,061/mo	↑ $0.56more	0.1%
Healthcare	$794/mo	$795/mo	↑ $0.42more	0.1%
All Utilities	$562/mo	$562/mo	↑ $0.30more	0.1%

Housing

↑ 0.1%

Franklin, WI

$1,854

Oak Creek, WI

$1,856

Difference

$1.97

Other

↑ 0.1%

Franklin, WI

$1,722

Oak Creek, WI

$1,724

Difference

$1.83

Transportation

↑ 0.1%

Franklin, WI

$1,507

Oak Creek, WI

$1,509

Difference

$1.60

Groceries

↑ 0.1%

Franklin, WI

$1,060

Oak Creek, WI

$1,061

Difference

$0.56

Healthcare

↑ 0.1%

Franklin, WI

$794

Oak Creek, WI

$795

Difference

$0.42

All Utilities

↑ 0.1%

Franklin, WI

$562

Oak Creek, WI

$562

Difference

$0.30

🏠Rent Comparison

Studio

From$1,250

To$1,360

↑ $110

1 Bed

From$1,360

To$1,480

↑ $120

2 Bed

From$1,630

To$1,770

↑ $140

3 Bed

From$2,010

To$2,180

↑ $170

Franklin, WIZIP-level data

1BR range: $1,360–$1,360/mo

Oak Creek, WIZIP-level data

1BR range: $1,480–$1,480/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Franklin, WI

$7,507

Monthly in Oak Creek, WI

$6.69

Difference

Home Values

Franklin

Oak Creek

$420K

Median Value

$389K

↑ +3.9%

YoY Change

↑ +5.9%

↑ +34.9%

5-Year Change

↑ +39.4%

Homes in Oak Creek are 7% less expensive than Franklin

Calculate payment - Franklin Calculate payment - Oak Creek

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Franklin, WI

Federal Income Tax

Effective: 18.9%

$25.5K

Wisconsin State Tax

Effective: 5.9%

$8.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.6%

$45.9K

Take-Home Pay

$8,678/month

$104.1K

Oak Creek, WI

Federal Income Tax

Effective: 18.9%

$25.5K

Wisconsin State Tax

Effective: 5.9%

$8.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.6%

$45.9K

Take-Home Pay

$8,678/month

$104.1K

Additional Tax Information

Franklin, WI Tax Rates

Sales Tax:5.6%

Property Tax:1.8%

Oak Creek, WI Tax Rates

Sales Tax:5.6%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Franklin

Oak Creek

43 Good

Air Quality

43 Good

68.6%

Good Air Days

68.6%

98 High

Climate Risk

98 High

🌊🌡🌪

Top Hazards

🌊🌡🌪

▲+3.3°F

2050 Outlook

▲+3.3°F

13 days

Heat Days >95°F

13 days

▲+3.3°F

2050 Outlook

▲+3.3°F

13 days

Heat Days >95°F

13 days

Before moving from Franklin, WI to Oak Creek, WI

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Oak Creek, WI for the same bedroom count and included utilities as your home in Franklin, WI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Franklin to Oak Creek moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Oak Creek, WI by cost, housing, population and region.

Frequently Asked Questions: Franklin, WI vs Oak Creek, WI

How do the cost estimates for Franklin, WI and Oak Creek, WI compare?

Oak Creek, WI has a modeled overall cost index 0.1% higher than Franklin, WI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Franklin, WI, the model estimates $150,080 in Oak Creek, WI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Franklin, WI and Oak Creek, WI?

The modeled two-bedroom rents are $1,630/month in Franklin, WI and $1,770/month in Oak Creek, WI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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