Is Pittsburgh, PA cheaper than Frederick, MD?

Based on cost of living data, Pittsburgh, PA is 33.6% cheaper than Frederick, MD. This translates to saving $2518 per month.

What salary do I need in Pittsburgh, PA to live like I do in Frederick, MD?

If you earn $150,000 in Frederick, MD, you'd need approximately $119,783.652 in Pittsburgh, PA to maintain the same standard of living.

How does housing cost compare between Frederick, MD and Pittsburgh, PA?

Housing in Pittsburgh, PA is 60.4% cheaper than in Frederick, MD. For a two-bedroom apartment, rent is $1,050/month in Pittsburgh, PA compared to $2,098/month in Frederick, MD.

How much can I save per month by moving from Frederick, MD to Pittsburgh, PA?

Moving from Frederick, MD to Pittsburgh, PA could save you approximately $2518 per month, or $30216 per year, based on a $150,000 salary.

Frederick, MD vs Pittsburgh, PA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Frederick, MD — COL adjusted from Washington, DC area + state data

Current salary in Frederick, MD

Numbers update automatically as you type

You'd save $2.5K/month moving to Pittsburgh, PA

$150.0K in your current city equals $119.8K in Pittsburgh, PA

Using and Pittsburgh, PA metropolitan area data

Overall Cost

↓ 33.6%

Less expensive

Monthly Impact

$2,518

Savings

Annual Impact

$30.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Frederick, MD

Population:86K

Cost Index:100

Median Home:$556K

Pittsburgh, PA

Population:303K

Cost Index:66

Frederick, MD

The Old Line State

86K

Population

State Tax

Yes

Located in Maryland, this city has a population of 86K residents.

Pittsburgh, PA

The Keystone State

303K

Population

State Tax

Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: Frederick, MD vs Pittsburgh, PA

Category	Frederick, MD	Pittsburgh, PA	Difference	Change
🏠Housing	$4,927/mo	$1,949/mo	↓ $2,978less	60.4%
🚗Transportation	$1,662/mo	$1,216/mo	↓ $446less	26.8%
⚡All Utilities	$477/mo	$607/mo	↑ $129more	27.1%
🏥Healthcare	$593/mo	$527/mo	↓ $66.69less	11.2%
🛒Groceries	$1,013/mo	$989/mo	↓ $23.96less	2.4%
📦Other	$1,608/mo	$1,607/mo	↓ $1.34less	0.1%

🏠Housing

↓ 60.4%

Frederick, MD

$4,927

Pittsburgh, PA

$1,949

Difference

$2,978

less

🚗Transportation

↓ 26.8%

Frederick, MD

$1,662

Pittsburgh, PA

$1,216

Difference

$446

less

⚡All Utilities

↑ 27.1%

Frederick, MD

$477

Pittsburgh, PA

$607

Difference

$129

🏥Healthcare

↓ 11.2%

Frederick, MD

$593

Pittsburgh, PA

$527

Difference

$66.69

less

🛒Groceries

↓ 2.4%

Frederick, MD

$1,013

Pittsburgh, PA

$989

Difference

$23.96

less

📦Other

↓ 0.1%

Frederick, MD

$1,608

Pittsburgh, PA

$1,607

Difference

$1.34

less

🏛️ Local Income Taxes

Frederick, MD: Frederick County Income Tax$4,440/yr (3.0%)

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

Net difference+$60.00/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,424

To$750

↓ $674

1 Bed

From$1,648

To$850

↓ $798

2 Bed

From$2,098

To$1,050

↓ $1,048

3 Bed

From$2,922

To$1,400

↓ $1,522

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition.

$10,281

Monthly in Frederick, MD

$6,894

Monthly in Pittsburgh, PA

$3,387

Difference

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.7K

Per year

Monthly Difference

$221

More take-home

Effective Rate Diff

1.8%

Rate difference

Frederick, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Pittsburgh, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Additional Tax Information

Frederick, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.