Fredericksburg, TX vs Show Low, AZ: Cost of Living

Which city costs less?

Show Low, AZ has a modeled overall cost index 18.7% higher than Fredericksburg, TX.

Fredericksburg, TX · modeled 2BR rent
$1,560 / month
Show Low, AZ · modeled 2BR rent
$1,420 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Fredericksburg, TX and Show Low, AZ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $1,202/month in Show Low, AZ

$150,000 in your current city has a modeled equivalent of $164,423 in Show Low, AZ

Regional cost estimates: Fredericksburg, TX uses San Antonio, TX. Show Low, AZ uses Scottsdale, AZ. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 18.7%
More expensive
Monthly Impact
$1,202
Extra cost
Annual Impact
$14.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Fredericksburg, TX

Population:12K
Cost Index:
81.0
100 = national average
Typical Home:$501K

Show Low, AZ

Population:12K
Cost Index:
96.1
100 = national average
Typical Home:$417K

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Fredericksburg, TX

The Lone Star State

12K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 12K residents.

💡 Advantage: Texas has no state income tax!

Show Low, AZ

The Grand Canyon State

12K
Population
State Tax
Yes

Located in Arizona, this city has a population of 12K residents.

Cost Breakdown by Category

Estimated monthly spending: Fredericksburg, TX vs Show Low, AZ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 53.0%
Fredericksburg, TX
$2,061
Show Low, AZ
$3,153
Difference
$1,092
more
Other
↑ 5.4%
Fredericksburg, TX
$1,797
Show Low, AZ
$1,894
Difference
$96.98
more
Groceries
↓ 2.4%
Fredericksburg, TX
$1,056
Show Low, AZ
$1,031
Difference
$24.88
less
Healthcare
↑ 3.9%
Fredericksburg, TX
$609
Show Low, AZ
$633
Difference
$23.77
more
All Utilities
↑ 2.5%
Fredericksburg, TX
$573
Show Low, AZ
$587
Difference
$14.31
more
Transportation
↑ 0.0%
Fredericksburg, TX
$1,404
Show Low, AZ
$1,404
Difference
$0.06
more

🏠Rent Comparison

Studio
From$1,160
To$1,020
↓ $140
1 Bed
From$1,270
To$1,110
↓ $160
2 Bed
From$1,560
To$1,420
↓ $140
3 Bed
From$2,060
To$1,760
↓ $300
Fredericksburg, TXZIP-level data

1BR range: $1,270–$1,270/mo

Show Low, AZZIP-level data

1BR range: $1,110–$1,110/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Fredericksburg, TX
$8,702
Monthly in Show Low, AZ
$1,202
Difference

Home Values

Fredericksburg
Show Low
$501K
Median Value
$417K
↓ -3.4%
YoY Change
↑ +0.2%
↑ +24.6%
5-Year Change
↑ +42.2%

Homes in Show Low are 17% less expensive than Fredericksburg

Calculate payment - FredericksburgCalculate payment - Show Low

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $5.2K
More taxes
Monthly Difference
$436
Less take-home
Effective Rate Diff
3.5%
Rate difference

Fredericksburg, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Show Low, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Fredericksburg, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Show Low, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fredericksburg
Show Low
52 Moderate
Air Quality
77 Moderate
47.5%
Good Air Days
9%
99 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🔥🌊🌡
▲+2.6°F
2050 Outlook
▲+2.7°F
105 days
Heat Days >95°F
161 days
▲+2.6°F
2050 Outlook
▲+2.7°F
105 days
Heat Days >95°F
161 days

Before moving from Fredericksburg, TX to Show Low, AZ

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Show Low, AZ for the same bedroom count and included utilities as your home in Fredericksburg, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Fredericksburg to Show Low moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Show Low, AZ by cost, housing, population and region.

Frequently Asked Questions: Fredericksburg, TX vs Show Low, AZ

How do the cost estimates for Fredericksburg, TX and Show Low, AZ compare?

Show Low, AZ has a modeled overall cost index 18.7% higher than Fredericksburg, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Fredericksburg, TX, the model estimates $164,423 in Show Low, AZ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Fredericksburg, TX and Show Low, AZ?

The modeled two-bedroom rents are $1,560/month in Fredericksburg, TX and $1,420/month in Show Low, AZ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Texas and Arizona on TaxTakeHome.com

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