Fredericksburg, VA vs Woodstock, GA: Cost of Living

Which city costs less?

Woodstock, GA has a modeled overall cost index 23.7% lower than Fredericksburg, VA.

Fredericksburg, VA · modeled 2BR rent: $2,000 / month
Woodstock, GA · modeled 2BR rent: $2,060 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare Fredericksburg, VA and Woodstock, GA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Fredericksburg, VA

Numbers update automatically as you type

Estimated savings: $1,933/month in Woodstock, GA

$150,000 in your current city has a modeled equivalent of $126,801 in Woodstock, GA

Regional cost estimates: Fredericksburg, VA uses Washington, DC. Woodstock, GA uses Atlanta, GA. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 23.7%

Less expensive

Monthly Impact

$1,933

Savings

Annual Impact

$23.2K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Fredericksburg, VA

Population:29K

Cost Index:

131.2

100 = national average

Typical Home:$456K

Woodstock, GA

Population:38K

Cost Index:

100.1

100 = national average

Typical Home:$456K

Planning the move to Woodstock?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Fredericksburg, VA

The Old Dominion State

29K

Population

State Tax

Yes

Located in Virginia, this city has a population of 29K residents.

Woodstock, GA

The Peach State

38K

Population

State Tax

Yes

Located in Georgia, this city has a population of 38K residents.

Cost Breakdown by Category

Estimated monthly spending: Fredericksburg, VA vs Woodstock, GA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Fredericksburg, VA	Woodstock, GA	Difference	Change
Housing	$3,587/mo	$1,658/mo	↓ $1,929less	53.8%
Transportation	$1,210/mo	$1,016/mo	↓ $193less	16.0%
Other	$1,171/mo	$1,351/mo	↑ $181more	15.4%
All Utilities	$351/mo	$422/mo	↑ $71.39more	20.3%
Groceries	$745/mo	$693/mo	↓ $52.36less	7.0%
Healthcare	$436/mo	$425/mo	↓ $11.27less	2.6%

Housing

↓ 53.8%

Fredericksburg, VA

$3,587

Woodstock, GA

$1,658

Difference

$1,929

less

Transportation

↓ 16.0%

Fredericksburg, VA

$1,210

Woodstock, GA

$1,016

Difference

$193

less

Other

↑ 15.4%

Fredericksburg, VA

$1,171

Woodstock, GA

$1,351

Difference

$181

All Utilities

↑ 20.3%

Fredericksburg, VA

$351

Woodstock, GA

$422

Difference

$71.39

Groceries

↓ 7.0%

Fredericksburg, VA

$745

Woodstock, GA

$693

Difference

$52.36

less

Healthcare

↓ 2.6%

Fredericksburg, VA

$436

Woodstock, GA

$425

Difference

$11.27

less

🏠Rent Comparison

Studio

From$1,740

To$1,790

↑ $50.00

1 Bed

From$1,795

To$1,880

↑ $85.00

2 Bed

From$2,000

To$2,060

↑ $60.00

3 Bed

From$2,525

To$2,470

↓ $55.00

Fredericksburg, VAZIP-level data

1BR range: $1,570–$1,830/mo

Woodstock, GAZIP-level data

1BR range: $1,880–$1,880/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Fredericksburg, VA

$5,567

Monthly in Woodstock, GA

$1,933

Difference

Home Values

Fredericksburg

Woodstock

$456K

Median Value

$456K

↑ +0.9%

YoY Change

↓ -1.2%

↑ +33%

5-Year Change

↑ +42.3%

$440K - $564K

Price Range

$456K

Calculate payment - Fredericksburg Calculate payment - Woodstock

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $85.00

More taxes

Monthly Difference

$7.08

Less take-home

Effective Rate Diff

0.1%

Rate difference

Fredericksburg, VA

Federal Income Tax

Effective: 18.9%

$25.5K

Virginia State Tax

Effective: 5.6%

$8.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.4K

Take-Home Pay

$8,718/month

$104.6K

Woodstock, GA

Federal Income Tax

Effective: 18.9%

$25.5K

Georgia State Tax

Effective: 5.6%

$8.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.5K

Take-Home Pay

$8,711/month

$104.5K

Additional Tax Information

Fredericksburg, VA Tax Rates

Sales Tax:5.7%

Property Tax:0.8%

Woodstock, GA Tax Rates

Sales Tax:7.3%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fredericksburg

Woodstock

45 Good

Air Quality

50 Good

63.7%

Good Air Days

50.8%

98 High

Climate Risk

96 High

🌊🌀🌡

Top Hazards

🌊🌪💨

▲+2.9°F

2050 Outlook

▲+2.7°F

27 days

Heat Days >95°F

28 days

▲+2.9°F

2050 Outlook

▲+2.7°F

27 days

Heat Days >95°F

28 days

Before moving from Fredericksburg, VA to Woodstock, GA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Woodstock, GA for the same bedroom count and included utilities as your home in Fredericksburg, VA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Fredericksburg to Woodstock moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Woodstock, GA by cost, housing, population and region.

Frequently Asked Questions: Fredericksburg, VA vs Woodstock, GA

How do the cost estimates for Fredericksburg, VA and Woodstock, GA compare?

Woodstock, GA has a modeled overall cost index 23.7% lower than Fredericksburg, VA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Fredericksburg, VA, the model estimates $126,801 in Woodstock, GA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Fredericksburg, VA and Woodstock, GA?

The modeled two-bedroom rents are $2,000/month in Fredericksburg, VA and $2,060/month in Woodstock, GA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Virginia and Georgia on TaxTakeHome.com